CAHILL FINANCIAL ADVISORS INC Q4 2025 Filing

Filed February 18, 2026

Portfolio Value

$914.3M

Holdings

281

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (281 positions)

#	Stock	Shares	Value	% Portfolio
1	VUGVANGUARD GROWTH INDEX FUND	455,261	$82.0M	8.96%
2	MOATVANECK VECTORS MORNINGSTAR WIDE MOAT ETF	565,557	$47.6M	5.21%
3	VTVVANGUARD VALUE ETF	247,174	$47.2M	5.16%
4	VEAVANGUARD FTSE DEVELOPED MARKETS ETF	669,988	$41.9M	4.58%
5	DFACDIMENSIONAL U.S. CORE EQUITY 2 ETF	1,032,480	$40.9M	4.47%
6	BNDVANGUARD TOTAL BOND MARKET INDEX FUND	601,222	$33.8M	3.70%
7	DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	960,236	$31.4M	3.44%
8	IVWISHARES S&P 500 GROWTH ETF	242,530	$29.9M	3.27%
9	QUALISHARES MSCI USA QUALITY FACTOR ETF	120,607	$24.0M	2.62%
10	AAPLAPPLE INC	83,235	$22.6M	2.47%
11	IVEISHARES S&P 500 VALUE ETF	104,567	$22.2M	2.43%
12	VIGVANGUARD DIVIDEND APPRECIATION INDEX FUND	83,148	$18.3M	2.00%
13	BRK/BBERKSHIRE HATHAWAY INC CLASS B	34,595	$17.4M	1.90%
14	CGXUCAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	577,499	$17.1M	1.87%
15	FNDXSCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	853,852	$17.0M	1.86%
16	VOVANGUARD MID-CAP ETF	53,990	$15.7M	1.71%
17	IYWISHARES U.S. TECHNOLOGY ETF	69,262	$13.8M	1.51%
18	FNDFSCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	284,332	$12.9M	1.41%
19	BSVVANGUARD SHORT-TERM BOND ETF	142,762	$11.3M	1.23%
20	SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF	299,751	$9.8M	1.07%
21	SCHDSCHWAB US DIVIDEND EQUITY ETF	343,149	$9.4M	1.03%
22	AVUVAVANTIS U.S. SMALL CAP VALUE ETF	85,247	$8.7M	0.95%
23	SCHXSCHWAB U.S. LARGE-CAP ETF	300,798	$8.1M	0.89%
24	MINTPIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	77,379	$7.8M	0.85%
25	PKWINVESCO BUYBACK ACHIEVERS ETF	47,721	$6.4M	0.70%
26	JEPIJPMORGAN EQUITY PREMIUM INCOME ETF	99,716	$5.7M	0.62%
27	SCHVSCHWAB U.S. LARGE-CAP VALUE ETF	189,046	$5.6M	0.61%
28	JMUBJPMORGAN MUNICIPAL ETF	108,977	$5.5M	0.60%
29	MSFTMICROSOFT CORPORATION	11,282	$5.5M	0.60%
30	DGRWWISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	59,260	$5.3M	0.58%
31	DTHWISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND	99,020	$5.1M	0.56%
32	EFVISHARES MSCI EAFE VALUE ETF	70,189	$5.0M	0.55%
33	PIDINVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	221,334	$4.9M	0.53%
34	MEMSMATTHEWS EMERGING MARKETS DISCOVERY ACTIVE ETF	188,548	$4.8M	0.53%
35	VWOVANGUARD FTSE EMERGING MARKETS ETF	88,235	$4.7M	0.52%
36	IVVISHARES CORE S&P 500 ETF	6,915	$4.7M	0.52%
37	SCHFSCHWAB INTERNATIONAL EQUITY ETF	192,341	$4.6M	0.51%
38	GBILGOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF	45,923	$4.6M	0.50%
39	DONWISDOMTREE U.S. MIDCAP DIVIDEND FUND	85,752	$4.4M	0.48%
40	RUNNRUNNING OAK EFFICIENT GROWTH ETF	127,940	$4.3M	0.47%
41	VBRVANGUARD SMALL-CAP VALUE ETF	19,886	$4.2M	0.46%
42	ASIAMATTHEWS PACIFIC TIGER ACTIVE ETF	121,716	$4.2M	0.45%
43	HDVISHARES CORE HIGH DIVIDEND ETF	32,501	$4.0M	0.43%
44	SPYSPDR S&P 500 ETF	5,687	$3.9M	0.42%
45	SCHASCHWAB U.S. SMALL-CAP ETF	132,523	$3.8M	0.41%
46	IJHISHARES CORE S&P MID-CAP ETF	55,760	$3.7M	0.40%
47	SCHZSCHWAB US AGGREGATE BOND ETF	157,241	$3.7M	0.40%
48	IWVISHARES RUSSELL 3000 ETF	9,023	$3.5M	0.38%
49	SCHYSCHWAB INTERNATIONAL DIVIDEND EQUITY ETF	115,031	$3.4M	0.38%
50	VIGIVANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	35,858	$3.3M	0.36%
51	SPABSPDR PORTFOLIO AGGREGATE BOND ETF	123,182	$3.2M	0.35%
52	IWMISHARES RUSSELL 2000 ETF	12,552	$3.1M	0.34%
53	NDQINVESCO QQQ	4,885	$3.0M	0.33%
54	IUSGISHARES CORE S&P U.S. GROWTH ETF	16,961	$2.8M	0.31%
55	AMZNAMAZON.COM INC	12,303	$2.8M	0.31%
56	VTIVANGUARD TOTAL STOCK MARKET ETF	8,034	$2.7M	0.29%
57	IJRISHARES CORE S&P SMALL CAP ETF	22,346	$2.7M	0.29%
58	VNQVANGUARD REAL ESTATE ETF	29,887	$2.6M	0.29%
59	IWRISHARES RUSSELL MID-CAP ETF	27,464	$2.6M	0.29%
60	MUBISHARES NATIONAL MUNI BOND ETF	24,500	$2.6M	0.29%
61	EFGISHARES MSCI EAFE GROWTH ETF	22,450	$2.6M	0.28%
62	IDOGALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	66,117	$2.5M	0.28%
63	BIPBROOKFIELD INFRASTRUCTURE PARTNERS LP	73,352	$2.5M	0.28%
64	AORISHARES CORE GROWTH ALLOCATION ETF	38,397	$2.5M	0.27%
65	IWBISHARES RUSSELL 1000 ETF	6,644	$2.5M	0.27%
66	RSPHINVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	75,380	$2.4M	0.26%
67	DFAUDIMENSIONAL US CORE EQUITY MARKET ETF	51,072	$2.4M	0.26%
68	DFICDIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	67,807	$2.3M	0.26%
69	NVDANVIDIA CORPORATION	12,421	$2.3M	0.25%
70	IUSVISHARES CORE S&P U.S. VALUE ETF	22,016	$2.3M	0.25%
71	JPMJPMORGAN CHASE & CO	6,865	$2.2M	0.24%
72	MMM3M CO	13,455	$2.2M	0.24%
73	SEIMSEI ENHANCED U.S. LARGE CAP MOMENTUM FACTOR ETF	46,586	$2.1M	0.23%
74	SEIVSEI ENHANCED U.S. LARGE CAP VALUE FACTOR ETF	51,602	$2.1M	0.23%
75	RSPINVESCO S&P 500 EQUAL WEIGHT ETF	10,501	$2.0M	0.22%
76	EFAISHARES MSCI EAFE ETF	20,817	$2.0M	0.22%
77	MAMASTERCARD INC	3,405	$1.9M	0.21%
78	DESWISDOMTREE U.S. SMALLCAP DIVIDEND FUND	57,995	$1.9M	0.21%
79	USFRWISDOMTREE FLOATING RATE TREASURY FUND	38,021	$1.9M	0.21%
80	VBVANGUARD SMALL-CAP ETF	7,334	$1.9M	0.21%
81	VTEBVANGUARD TAX-EXEMPT BOND ETF	37,160	$1.9M	0.20%
82	VGTVANGUARD INFORMATION TECHNOLOGY ETF	2,424	$1.8M	0.20%
83	VVISA INC	4,984	$1.7M	0.19%
84	AQLTISHARES CORE MSCI EAFE ETF	19,483	$1.7M	0.19%
85	IHEISHARES U.S. PHARMACEUTICALS ETF	20,309	$1.7M	0.19%
86	FNDESCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	46,948	$1.7M	0.19%
87	VBKVANGUARD SMALL-CAP GROWTH INDEX FUND	5,589	$1.7M	0.18%
88	WFCWELLS FARGO & CO	17,374	$1.6M	0.18%
89	FNDASCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	50,982	$1.6M	0.18%
90	SCHMSCHWAB U.S. MID-CAP ETF	52,990	$1.6M	0.17%
91	UNHUNITEDHEALTH GROUP INC	4,811	$1.6M	0.17%
92	RCLROYAL CARIBBEAN CRUISES LTD	5,564	$1.6M	0.17%
93	VOOVANGUARD S&P 500 ETF	2,443	$1.5M	0.17%
94	GOOGALPHABET INC CLASS C	4,878	$1.5M	0.17%
95	DFSUDIMENSIONAL US SUSTAINABILITY CORE 1 ETF	34,417	$1.5M	0.16%
96	USBUS BANCORP	27,593	$1.5M	0.16%
97	ITOTISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	9,882	$1.5M	0.16%
98	LMTLOCKHEED MARTIN CORPORATION	2,859	$1.4M	0.15%
99	RSPTINVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	30,321	$1.4M	0.15%
100	JPSTJPMORGAN ULTRA-SHORT INCOME ETF	27,140	$1.4M	0.15%

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