Lutz Financial Services LLC Q2 2025 Filing

Filed July 29, 2025

Portfolio Value

$1.3T

Holdings

97

Report Date

Q2 2025

Filing Type

13F-HR

All Holdings (97 positions)

#StockSharesValue% PortfolioType
1
VOOVANGUARD INDEX FDS
243,696$138.4B10.75%
2
SPYVSPDR SERIES TRUST
2,206,774$115.5B8.97%
3
IJHISHARES TR
1,457,901$90.4B7.02%
4
BNDVANGUARD BD INDEX FDS
1,188,284$87.5B6.79%
5
VTEBVANGUARD MUN BD FDS
1,259,230$61.7B4.79%
6
MDYVSPDR SERIES TRUST
701,235$55.7B4.32%
7
VCSHVANGUARD SCOTTSDALE FDS
689,269$54.8B4.25%
8
SCHPSCHWAB STRATEGIC TR
1,850,449$49.4B3.83%
9
MBBISHARES TR
490,415$46.0B3.58%
10
SPYSPDR S&P 500 ETF TR
70,703$43.7B3.39%
11
MUBISHARES TR
344,020$35.9B2.79%
12
DFACDIMENSIONAL ETF TRUST
820,893$29.4B2.28%
13
IGSBISHARES TR
477,429$25.2B1.96%
14
DFICDIMENSIONAL ETF TRUST
739,772$23.0B1.79%
15
IVEISHARES TR
110,658$21.6B1.68%
16
AGGISHARES TR
215,551$21.4B1.66%
17
IJRISHARES TR
178,244$19.5B1.51%
18
SCHMSCHWAB STRATEGIC TR
688,642$19.3B1.50%
19
BSVVANGUARD BD INDEX FDS
242,492$19.1B1.48%
20
SCHXSCHWAB STRATEGIC TR
737,537$18.0B1.40%
21
DUHPDIMENSIONAL ETF TRUST
487,693$17.3B1.35%
22
DFASDIMENSIONAL ETF TRUST
235,100$15.0B1.16%
23
VOEVANGUARD INDEX FDS
90,638$14.9B1.16%
24
IJJISHARES TR
120,569$14.9B1.16%
25
IVVISHARES TR
23,968$14.9B1.16%
26
TIPISHARES TR
134,843$14.8B1.15%
27
VTVVANGUARD INDEX FDS
82,234$14.5B1.13%
28
VOOVVANGUARD ADMIRAL FDS INC
75,450$14.2B1.11%
29
QUALISHARES TR
73,896$13.5B1.05%
30
SLYVSPDR SERIES TRUST
147,502$11.8B0.91%
31
AVDEAMERICAN CENTY ETF TR
158,213$11.7B0.91%
32
IVOVVANGUARD ADMIRAL FDS INC
119,380$11.4B0.88%
33
MDYSPDR S&P MIDCAP 400 ETF TR
19,107$10.8B0.84%
34
IUSVISHARES TR
113,419$10.7B0.83%
35
SCHASCHWAB STRATEGIC TR
416,181$10.5B0.82%
36
AVUVAMERICAN CENTY ETF TR
92,888$8.5B0.66%
37
DFATDIMENSIONAL ETF TRUST
141,608$7.6B0.59%
38
STIPISHARES TR
69,792$7.2B0.56%
39
SUBISHARES TR
65,765$7.0B0.54%
40
DFEMDIMENSIONAL ETF TRUST
220,968$6.6B0.51%
41
DFUVDIMENSIONAL ETF TRUST
130,688$5.5B0.43%
42
IEMGISHARES INC
86,981$5.2B0.41%
43
VBRVANGUARD INDEX FDS
24,673$4.8B0.37%
44
IWVISHARES TR
13,245$4.6B0.36%
45
STPZPIMCO ETF TR
85,614$4.6B0.36%
46
ISTBISHARES TR
90,552$4.4B0.34%
47
IJSISHARES TR
43,914$4.4B0.34%
48
VTIPVANGUARD MALVERN FDS
85,938$4.3B0.34%
49
VWOVANGUARD INTL EQUITY INDEX F
80,047$4.0B0.31%
50
BRK/BBERKSHIRE HATHAWAY INC DEL
4,461$2.2B0.17%
51
VMBSVANGUARD SCOTTSDALE FDS
40,876$1.9B0.15%
52
VEAVANGUARD TAX-MANAGED FDS
31,625$1.8B0.14%
53
NVDANVIDIA CORPORATION
10,670$1.7B0.13%
54
MSFTMICROSOFT CORP
3,165$1.6B0.12%
55
VNQVANGUARD INDEX FDS
16,857$1.5B0.12%
56
AAPLAPPLE INC
6,652$1.4B0.11%
57
FNDFSCHWAB STRATEGIC TR
33,753$1.4B0.10%
58
DFIVDIMENSIONAL ETF TRUST
28,558$1.2B0.09%
59
VOVANGUARD INDEX FDS
4,004$1.1B0.09%
60
VTIVANGUARD INDEX FDS
3,535$1.1B0.08%
61
VVVANGUARD INDEX FDS
3,614$1.0B0.08%
62
IWMISHARES TR
3,647$787.0M0.06%
63
VIGVANGUARD SPECIALIZED FUNDS
3,760$769.6M0.06%
64
AMZNAMAZON COM INC
3,361$737.4M0.06%
65
BRK-BBERKSHIRE HATHAWAY INC DEL
1$728.8M0.06%
66
IWDISHARES TR
3,658$710.5M0.06%
67
DLNWISDOMTREE TR
7,456$612.4M0.05%
68
VBVANGUARD INDEX FDS
2,537$601.3M0.05%
69
METAMETA PLATFORMS INC
790$583.1M0.05%
70
SCHGSCHWAB STRATEGIC TR
19,334$564.8M0.04%
71
SPMDSPDR SERIES TRUST
9,264$503.8M0.04%
72
GOOGLALPHABET INC
2,608$459.6M0.04%
73
JPMJPMORGAN CHASE & CO.
1,543$447.3M0.03%
74
IWNISHARES TR
2,687$423.9M0.03%
75
VTVANGUARD INTL EQUITY INDEX F
3,166$406.9M0.03%
76
AVUSAMERICAN CENTY ETF TR
3,804$383.5M0.03%
77
GOOGALPHABET INC
2,162$383.5M0.03%
78
IWRISHARES TR
4,068$374.2M0.03%
79
DFSVDIMENSIONAL ETF TRUST
11,818$347.8M0.03%
80
VCITVANGUARD SCOTTSDALE FDS
4,127$342.3M0.03%
81
AVDVAMERICAN CENTY ETF TR
4,174$330.9M0.03%
82
SCHFSCHWAB STRATEGIC TR
14,938$330.1M0.03%
83
AVGOBROADCOM INC
1,165$321.1M0.02%
84
SPDR INDEX SHS FDS
5,015$316.1M0.02%
85
EFAISHARES TR
3,338$298.4M0.02%
86
NDQINVESCO QQQ TR
539$297.3M0.02%
87
ILCBISHARES TR
3,356$287.9M0.02%
88
VVISA INC
754$267.7M0.02%
89
LLYELI LILLY & CO
322$251.0M0.02%
90
ONEYSPDR SERIES TRUST
2,295$248.5M0.02%
91
WMTWALMART INC
2,476$242.1M0.02%
92
EFVISHARES TR
3,654$232.0M0.02%
93
SCHVSCHWAB STRATEGIC TR
8,275$229.0M0.02%
94
MAMASTERCARD INCORPORATED
404$227.0M0.02%
95
SPABSPDR SERIES TRUST
8,611$220.5M0.02%
96
IGIBISHARES TR
4,007$213.6M0.02%
97
IBMINTERNATIONAL BUSINESS MACHS
714$210.5M0.02%