OLIO Financial Planning Q4 2025 Filing

Filed January 21, 2026

Portfolio Value

$356.5M

Holdings

71

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (71 positions)

#StockSharesValue% PortfolioType
1
DFUSDIMENSIONAL ETF TRUST
856,242$63.5M17.81%
2
VTVVANGUARD INDEX FDS
325,982$62.3M17.46%
3
VEAVANGUARD TAX-MANAGED FDS
826,598$51.6M14.48%
4
FBNDFIDELITY MERRIMACK STR TR
975,741$44.9M12.60%
5
VTIVANGUARD INDEX FDS
118,730$39.8M11.17%
6
VOEVANGUARD INDEX FDS
97,602$17.3M4.86%
7
DFATDIMENSIONAL ETF TRUST
226,387$13.5M3.78%
8
VEUVANGUARD INTL EQUITY INDEX F
143,360$10.5M2.96%
9
SCHDSCHWAB STRATEGIC TR
159,440$4.4M1.23%
10
VTEBVANGUARD MUN BD FDS
85,142$4.3M1.20%
11
SPEMSPDR INDEX SHS FDS
67,587$3.2M0.89%
12
VBRVANGUARD INDEX FDS
14,048$3.0M0.83%
13
AAPLAPPLE INC
10,367$2.8M0.79%
14
SPSBSPDR SERIES TRUST
76,703$2.3M0.65%
15
VWOVANGUARD INTL EQUITY INDEX F
40,726$2.2M0.61%
16
ESGDISHARES TR
22,574$2.1M0.60%
17
VXUSVANGUARD STAR FDS
22,843$1.7M0.48%
18
ESGUISHARES TR
10,084$1.5M0.42%
19
VOVANGUARD INDEX FDS
4,866$1.4M0.40%
20
SCHESCHWAB STRATEGIC TR
39,868$1.3M0.37%
21
BRK/BBERKSHIRE HATHAWAY INC DEL
1,949$979K0.27%
22
JMSTJ P MORGAN EXCHANGE TRADED F
18,564$945K0.27%
23
AMZNAMAZON COM INC
3,837$885K0.25%
24
EMXCISHARES INC
12,080$877K0.25%
25
VOOVANGUARD INDEX FDS
1,366$856K0.24%
26
ESGEISHARES INC
19,251$850K0.24%
27
SPTMSPDR SERIES TRUST
10,142$836K0.23%
28
NVDANVIDIA CORPORATION
3,823$713K0.20%
29
NDQINVESCO QQQ TR
1,086$667K0.19%
30
ISRGINTUITIVE SURGICAL INC
1,175$665K0.19%
31
JPMJPMORGAN CHASE & CO.
2,056$662K0.19%
32
SCHBSCHWAB STRATEGIC TR
24,779$649K0.18%
33
GQ9SPDR GOLD TR
1,611$638K0.18%
34
MSFTMICROSOFT CORP
1,208$584K0.16%
35
BAHBOOZ ALLEN HAMILTON HLDG COR
6,741$568K0.16%
36
IVVISHARES TR
831$568K0.16%
37
AEGAEGON LTD
71,009$547K0.15%
38
MUBISHARES TR
4,936$528K0.15%
39
ESMLISHARES TR
11,322$520K0.15%
40
ITOTISHARES TR
3,237$481K0.13%
41
NSCNORFOLK SOUTHN CORP
1,653$477K0.13%
42
METAMETA PLATFORMS INC
694$458K0.13%
43
GOOGALPHABET INC
1,325$415K0.12%
44
RTXRTX CORPORATION
2,257$413K0.12%
45
DDOMINION ENERGY INC
6,541$383K0.11%
46
CSLCARLISLE COS INC
1,196$382K0.11%
47
SUSAISHARES TR
2,547$354K0.10%
48
XOMEXXON MOBIL CORP
2,890$347K0.10%
49
SPDWSPDR INDEX SHS FDS
7,781$345K0.10%
50
XLKSELECT SECTOR SPDR TR
2,272$327K0.09%
51
GOOGLALPHABET INC
1,038$324K0.09%
52
GOODGLADSTONE COMMERCIAL CORP
29,050$309K0.09%
53
LOANMANHATTAN BRDG CAP INC
65,875$306K0.09%
54
MCOMOODYS CORP
574$293K0.08%
55
SPYSPDR S&P 500 ETF TR
426$290K0.08%
56
IBITISHARES BITCOIN TRUST ETF
5,375$266K0.07%
57
CVXCHEVRON CORP NEW
1,727$263K0.07%
58
SAICSCIENCE APPLICATIONS INTL CO
2,615$263K0.07%
59
COSTCOSTCO WHSL CORP NEW
279$240K0.07%
60
AMDADVANCED MICRO DEVICES INC
1,118$239K0.07%
61
LDOSLEIDOS HOLDINGS INC
1,303$235K0.07%
62
SPABSPDR SERIES TRUST
8,777$226K0.06%
63
DFUVDIMENSIONAL ETF TRUST
4,831$225K0.06%
64
WMTWALMART INC
2,022$225K0.06%
65
RSPTINVESCO EXCHANGE TRADED FD T
4,937$224K0.06%
66
KRKROGER CO
3,435$214K0.06%
67
BSVVANGUARD BD INDEX FDS
2,665$210K0.06%
68
TSLATESLA INC
466$209K0.06%
69
CSXCSX CORP
5,600$203K0.06%
70
SMRTSMARTRENT INC
31,086$62K0.02%
71
NAKNORTHERN DYNASTY MINERALS LT
22,420$44K0.01%