PENNEY FINANCIAL, LLC Q4 2025 Filing
Filed January 21, 2026
Portfolio Value
$259.1M
Holdings
49
Report Date
Q4 2025
Filing Type
13F-HR
All Holdings (49 positions)
| # | Stock | Shares | Value | % Portfolio | Type |
|---|---|---|---|---|---|
| 1 | GSLCGOLDMAN SACHS ETF TR | 472,644 | $62.6M | 24.14% | |
| 2 | VTIVANGUARD INDEX FDS | 124,072 | $41.6M | 16.05% | |
| 3 | VEAVANGUARD TAX-MANAGED FDS | 341,986 | $21.4M | 8.24% | |
| 4 | SGOVISHARES TR | 183,697 | $18.4M | 7.12% | |
| 5 | AQLTISHARES TR | 131,595 | $11.8M | 4.54% | |
| 6 | JPIEJ P MORGAN EXCHANGE TRADED F | 201,316 | $9.3M | 3.60% | |
| 7 | VYMVANGUARD WHITEHALL FDS | 60,808 | $8.7M | 3.37% | |
| 8 | SCHDSCHWAB STRATEGIC TR | 306,674 | $8.4M | 3.25% | |
| 9 | EVTRMORGAN STANLEY ETF TRUST | 134,473 | $6.9M | 2.67% | |
| 10 | VCRBVANGUARD MALVERN FDS | 88,421 | $6.9M | 2.66% | |
| 11 | FLMIFRANKLIN TEMPLETON ETF TR | 260,442 | $6.5M | 2.50% | |
| 12 | VBVANGUARD INDEX FDS | 24,650 | $6.4M | 2.45% | |
| 13 | JEPIJ P MORGAN EXCHANGE TRADED F | 97,787 | $5.6M | 2.16% | |
| 14 | CGMUCAPITAL GRP FIXED INCM ETF T | 164,085 | $4.5M | 1.73% | |
| 15 | AGGISHARES TR | 44,448 | $4.4M | 1.71% | |
| 16 | DFNMDIMENSIONAL ETF TRUST | 88,305 | $4.3M | 1.64% | |
| 17 | HELOJ P MORGAN EXCHANGE TRADED F | 63,799 | $4.2M | 1.64% | |
| 18 | VTEBVANGUARD MUN BD FDS | 73,132 | $3.7M | 1.42% | |
| 19 | VXUSVANGUARD STAR FDS | 41,273 | $3.1M | 1.20% | |
| 20 | SCHBSCHWAB STRATEGIC TR | 110,748 | $2.9M | 1.12% | |
| 21 | SUBISHARES TR | 24,606 | $2.6M | 1.01% | |
| 22 | AAPLAPPLE INC | 8,887 | $2.4M | 0.93% | |
| 23 | VOOVANGUARD INDEX FDS | 2,070 | $1.3M | 0.50% | |
| 24 | IVVISHARES TR | 1,374 | $941K | 0.36% | |
| 25 | MSFTMICROSOFT CORP | 1,890 | $914K | 0.35% | |
| 26 | IWBISHARES TR | 2,380 | $888K | 0.34% | |
| 27 | CVXCHEVRON CORP NEW | 5,508 | $839K | 0.32% | |
| 28 | JQUAJ P MORGAN EXCHANGE TRADED F | 11,943 | $754K | 0.29% | |
| 29 | AMZNAMAZON COM INC | 3,087 | $712K | 0.27% | |
| 30 | IWMISHARES TR | 2,203 | $542K | 0.21% | |
| 31 | LNGCHENIERE ENERGY INC | 2,725 | $529K | 0.20% | |
| 32 | ITOTISHARES TR | 3,481 | $517K | 0.20% | |
| 33 | AVGOBROADCOM INC | 1,000 | $346K | 0.13% | |
| 34 | FDXFEDEX CORP | 1,151 | $332K | 0.13% | |
| 35 | LLYELI LILLY & CO | 298 | $320K | 0.12% | |
| 36 | EQNREQUINOR ASA | 13,297 | $314K | 0.12% | |
| 37 | GVAGRANITE CONSTR INC | 2,647 | $305K | 0.12% | |
| 38 | BSVVANGUARD BD INDEX FDS | 3,866 | $304K | 0.12% | |
| 39 | NSPINSPERITY INC | 6,976 | $270K | 0.10% | |
| 40 | SCHXSCHWAB STRATEGIC TR | 9,816 | $264K | 0.10% | |
| 41 | XOMEXXON MOBIL CORP | 2,187 | $263K | 0.10% | |
| 42 | GOOGLALPHABET INC | 829 | $259K | 0.10% | |
| 43 | VUGVANGUARD INDEX FDS | 519 | $253K | 0.10% | |
| 44 | METAMETA PLATFORMS INC | 384 | $253K | 0.10% | |
| 45 | IJHISHARES TR | 3,575 | $235K | 0.09% | |
| 46 | CWISPDR INDEX SHS FDS | 6,540 | $234K | 0.09% | |
| 47 | VVISA INC | 645 | $226K | 0.09% | |
| 48 | JPMJPMORGAN CHASE & CO. | 658 | $212K | 0.08% | |
| 49 | BMTABRITISH AMERN TOB PLC | 3,603 | $204K | 0.08% |