Towercrest Capital Management Q4 2025 Filing

Filed January 21, 2026

Portfolio Value

$634.3M

Holdings

98

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (98 positions)

#StockSharesValue% PortfolioType
1
IVVISHARES TR
99,339$68.1M10.73%
2
SCHXSCHWAB STRATEGIC TR
2,212,231$59.5M9.39%
3
AGGISHARES TR
382,609$38.2M6.03%
4
HYGISHARES TR
442,486$35.7M5.62%
5
FLOTISHARES TR
562,898$28.6M4.51%
6
LQDISHARES TR
241,954$26.7M4.20%
7
AQLTISHARES TR
283,986$25.4M4.01%
8
SCHZSCHWAB STRATEGIC TR
1,018,851$23.8M3.75%
9
IEMGISHARES TR
316,691$21.3M3.36%
10
EMBISHARES TR
213,349$20.5M3.24%
11
FLRNSPDR SER TR
651,222$20.0M3.16%
12
SCHFSCHWAB STRATEGIC TR
810,666$19.5M3.07%
13
SCHESCHWAB STRATEGIC TR
482,441$15.8M2.49%
14
IJHISHARES TR
220,094$14.5M2.29%
15
MUBISHARES TR
134,296$14.4M2.27%
16
SPYMSPDR SERIES TRUST
169,228$13.6M2.14%
17
IJRISHARES TR
97,535$11.7M1.85%
18
SCHMSCHWAB STRATEGIC TR
380,277$11.4M1.80%
19
SCHBSCHWAB STRATEGIC TR
408,391$10.7M1.69%
20
SPYSPDR TR S&P 500 ETF TR
14,799$10.1M1.59%
21
SPABSPDR SERIES TRUST
380,856$9.8M1.55%
22
ITOTISHARES TR
63,972$9.5M1.50%
23
AAPLAPPLE INC
33,354$9.1M1.43%
24
SCHASCHWAB STRATEGIC TR
315,966$9.0M1.42%
25
SHYGISHARES TR
163,518$7.0M1.11%
26
SPIBSPDR SERIES TRUST
187,582$6.3M1.00%
27
SCHDSCHWAB STRATEGIC TR
214,553$5.9M0.93%
28
DGROISHARES TR
84,664$5.9M0.93%
29
SPEMSPDR INDEX SHS FDS
114,589$5.4M0.85%
30
PCYINVESCO EXCHNG TRADED FD TR
241,373$5.2M0.82%
31
SPDWSPDR INDEX SHS FDS
115,195$5.1M0.81%
32
CLCOLGATE PALMOLIVE CO
63,888$5.0M0.80%
33
MSFTMICROSOFT CORP
7,221$3.5M0.55%
34
IWFISHARES TR
7,201$3.4M0.54%
35
SCHGSCHWAB STRATEGIC TR
102,171$3.3M0.53%
36
TFISPDR SER TR
71,770$3.3M0.52%
37
SPMDSPDR SERIES TRUST
43,716$2.5M0.40%
38
PMBSPIMCO ETF TR
22,932$2.2M0.35%
39
SPSMSPDR SER TR
43,343$2.0M0.32%
40
NDQINVESCO QQQ TR
3,193$2.0M0.31%
41
GOOGALPHABET INC
6,059$1.9M0.30%
42
SPTMSPDR SERIES TRUST
19,817$1.6M0.26%
43
SHYISHARES TR
19,560$1.6M0.26%
44
SPYDSPDR SER TR
37,242$1.6M0.25%
45
NVDANVIDIA CORPORATION
8,563$1.6M0.25%
46
JNJJOHNSON & JOHNSON
7,330$1.5M0.24%
47
JPMJPMORGAN CHASE & CO
4,204$1.4M0.21%
48
GOOGLALPHABET INC
4,309$1.3M0.21%
49
RSPINVESCO EXCHANGE TRADED FD T
6,989$1.3M0.21%
50
METAMETA PLATFORMS INC
1,957$1.3M0.20%
51
SCHOSCHWAB STRATEGIC TR
50,051$1.2M0.19%
52
AMZNAMAZON COM INC
5,131$1.2M0.19%
53
VUGVANGUARD INDEX FDS
2,356$1.1M0.18%
54
VOOVANGUARD INDEX FDS
1,685$1.1M0.17%
55
VVISA INC
2,797$980K0.15%
56
MRKMERCK & CO INC
9,246$973K0.15%
57
CSCOCISCO SYS INC
10,391$800K0.13%
58
TAT&T INC
29,389$730K0.12%
59
SCHVSCHWAB STRATEGIC TR
24,237$717K0.11%
60
BACBANK AMER CORP
12,875$708K0.11%
61
HDHOME DEPOT INC
1,924$662K0.10%
62
VIGVANGUARD SPECIALIZED FUNDS
3,001$659K0.10%
63
COKECOCA COLA CONSOLIDATED INC
9,240$645K0.10%
64
IBMINTERNATIONAL BUSINESS MACHS
2,136$632K0.10%
65
VTVVANGUARD INDEX FDS
3,187$608K0.10%
66
VTIVANGUARD INDEX FDS
1,738$582K0.09%
67
FBNDFIDELITY MERRIMACK STR TR
12,636$581K0.09%
68
ORCLORACLE CORP
2,498$486K0.08%
69
AVGOBROADCOM INC
1,390$481K0.08%
70
IWDISHARES TR
2,235$470K0.07%
71
WMTWALMART INC
4,156$463K0.07%
72
DFUSDIMENSIONAL ETF TRUST
5,721$424K0.07%
73
NEENEXTERA ENERGY INC
4,998$401K0.06%
74
PHBINVESCO EXCHNG TRADED FD TR
20,810$387K0.06%
75
LINLINDE PLC
893$380K0.06%
76
CVXCHEVRON CORP NEW
2,498$380K0.06%
77
TSLATESLA INC
798$358K0.06%
78
BRK/BBERKSHIRE HATHAWAY INC DEL
699$351K0.06%
79
TRVCCITIGROUP INC
2,939$342K0.05%
80
TTTRANE TECHNOLOGIES PLC
871$338K0.05%
81
VTVANGUARD INTL EQUITY INDEX F
2,365$333K0.05%
82
IWPISHARES TR
2,360$323K0.05%
83
NFLXNETFLIX INC
3,420$320K0.05%
84
LLYELI LILLY & CO
294$315K0.05%
85
COSTCOSTCO WHSL CORP NEW
365$314K0.05%
86
BKBANK NEW YORK MELLON CORP
2,575$298K0.05%
87
PEGPUBLIC SVC ENTERPRISE GRP IN
3,652$293K0.05%
88
GEGE AEROSPACE
856$263K0.04%
89
DISDISNEY WALT CO
2,283$259K0.04%
90
LVSLAS VEGAS SANDS CORP
3,850$250K0.04%
91
UNHUNITEDHEALTH GROUP INC
745$245K0.04%
92
SPSBSPDR SER TR
8,063$236K0.04%
93
BACVERIZON COMMUNICATIONS INC
5,763$234K0.04%
94
4I1PHILIP MORRIS INTL INC
3,924$226K0.04%
95
AMCAISHARES TR
590$220K0.03%
96
VXFVANGUARD INDEX FDS
1,011$211K0.03%
97
PNCPNC FINL SVCS GROUP INC
978$204K0.03%
98
HSYHERSHEY CO
1,100$200K0.03%