CANANDAIGUA NATIONAL BANK & TRUST CO Q4 2025 Filing

Filed January 30, 2026

Portfolio Value

$866K

Holdings

307

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (307 positions)

#	Stock	Shares	Value	% Portfolio
1	IUSViShares Core S&P US Value ETF	863,837	$88K	10.16%
2	SPYGState Street SPDR S&P 500 Growth ETF	579,137	$61K	7.04%
3	FNDFSchwab Fundamental Intl Equity ETF	1,057,708	$47K	5.43%
4	MSFTMicrosoft Corporation	77,460	$37K	4.27%
5	MDYVState Street SPDR S&P 400 Mid Cap Value ETF	406,771	$34K	3.93%
6	AAPLApple Inc	117,325	$31K	3.58%
7	JPMJP Morgan Chase & Co	84,219	$27K	3.12%
8	XOMExxon-Mobil Corp	208,557	$25K	2.89%
9	SLYVState Street SPDR S&P 600 Small Cap Value ETF	209,249	$19K	2.19%
10	JNJJohnson & Johnson	87,778	$18K	2.08%
11	EFAiShares MSCI EAFE Index Fund	170,529	$16K	1.85%
12	RTXRTX Corp	88,951	$16K	1.85%
13	GOOGAlphabet Inc Class C	47,552	$14K	1.62%
14	ORCLOracle Corporation	71,344	$13K	1.50%
15	VBVanguard Small Cap ETF	46,835	$12K	1.39%
16	IWPiShares Russell Midcap Growth Index Fund	93,677	$12K	1.39%
17	DEMWisdomTree Emerging Markets ETF	251,601	$11K	1.27%
18	NVDANvidia Corp.	63,655	$11K	1.27%
19	AMZNAmazon Com Inc	50,252	$11K	1.27%
20	PGProcter & Gamble Co	79,015	$11K	1.27%
21	MCDMcDonalds Corp	33,101	$10K	1.15%
22	VOVanguard Mid-Cap Etf	34,772	$10K	1.15%
23	MRKMerck & Co Inc New	90,387	$9K	1.04%
24	PEPPepsico Inc	60,010	$8K	0.92%
25	IBMIntl Business Machines Corp	29,650	$8K	0.92%
26	CVXChevron Corporation	48,454	$7K	0.81%
27	LMTLockheed Martin Corp Com	12,431	$6K	0.69%
28	ABBVAbbvie Inc	28,464	$6K	0.69%
29	NEENextEra Energy Inc	79,073	$6K	0.69%
30	BACBank Amer Corp	116,036	$6K	0.69%
31	ABTAbbott Laboratories	50,617	$6K	0.69%
32	PAYXPaychex Inc.	53,864	$6K	0.69%
33	CSCOCisco Systems	86,665	$6K	0.69%
34	KOCoca Cola Co	90,396	$6K	0.69%
35	TLTiShares 20 Year Treasury Bond ETF	75,389	$6K	0.69%
36	ITOTiShares Core S&P Total US Stock Mkt ETF	36,922	$5K	0.58%
37	NSCNorfolk Southern Corp	18,973	$5K	0.58%
38	GOOGLAlphabet Inc Class A	18,977	$5K	0.58%
39	STZConstellation Brands Inc Cl A	38,241	$5K	0.58%
40	AXPAmerican Express Co	11,186	$4K	0.46%
41	WMTWalmart Inc	41,328	$4K	0.46%
42	HDHome Depot Inc	13,402	$4K	0.46%
43	GEGE Aerospace	13,916	$4K	0.46%
44	FISIFinancial Institutions, Inc	155,046	$4K	0.46%
45	DWDMorgan Stanley Dean Witter & Co.	22,731	$4K	0.46%
46	GDGeneral Dynamics Corp	12,031	$4K	0.46%
47	TJXTJX Companies Inc	31,947	$4K	0.46%
48	IWRiShares Russell MidCap Index Fund	51,683	$4K	0.46%
49	IWMiShares Tr Russell 2000 Index	17,012	$4K	0.46%
50	PFEPfizer Inc.	165,575	$4K	0.46%
51	DEDeere & Co	7,267	$3K	0.35%
52	SOSouthern Co	40,300	$3K	0.35%
53	SDYState Street SPDR S&P Dividend ETF	25,846	$3K	0.35%
54	ACNAccenture PLC	14,601	$3K	0.35%
55	VWOVanguard FTSE Emerging Mkt MFC	58,071	$3K	0.35%
56	BABoeing Co	15,001	$3K	0.35%
57	AMGNAmgen Inc.	10,999	$3K	0.35%
58	ZJULInnovator Eqty Def Prot 1yr to July 2026 ETF	118,204	$3K	0.35%
59	ZAUGInnovator Eqty Def Prot 1yr to Aug 2026 ETF	142,234	$3K	0.35%
60	IWFiShares Russell 1000 Growth	7,489	$3K	0.35%
61	TTTrane Technologies PLC	9,674	$3K	0.35%
62	DONSPDR Dow Jones Indl Average ETF Trust	6,668	$3K	0.35%
63	ADBEAdobe Inc.	10,552	$3K	0.35%
64	VNQVanguard REIT ETF	38,681	$3K	0.35%
65	AVGOBroadcom Inc	9,412	$3K	0.35%
66	LOWLowes Companies Inc	12,731	$3K	0.35%
67	ESGDiShares Trust MSCI EAFE ESG ETF	38,564	$3K	0.35%
68	CRMSalesforce.Com	13,078	$3K	0.35%
69	TXNTexas Instruments Inc	18,538	$3K	0.35%
70	BACVerizon Communications	51,546	$2K	0.23%
71	OTISOtis Worldwide Corp	23,264	$2K	0.23%
72	UPSUnited Parcel Service Inc	24,421	$2K	0.23%
73	AZNAstrazeneca Plc Adr	22,080	$2K	0.23%
74	TRVTravelers Cos Inc.	8,347	$2K	0.23%
75	WFCWells Fargo & Company	22,052	$2K	0.23%
76	HCAHCA Healthcare Inc	4,734	$2K	0.23%
77	DUKDuke Energy Corp New	18,558	$2K	0.23%
78	ETNEaton Corp PLC	7,792	$2K	0.23%
79	CICigna Group	9,304	$2K	0.23%
80	SNASnap-On Inc.	6,164	$2K	0.23%
81	AQLTiShares Select Dividend ETF	15,871	$2K	0.23%
82	SYKStryker Corp.	7,591	$2K	0.23%
83	EEMiShares MSCI Emerging Markets	37,354	$2K	0.23%
84	COPConocoPhillips	25,785	$2K	0.23%
85	DHRDanaher Corp	9,692	$2K	0.23%
86	NULVNuveen ESG Large Cap Value ETF	47,459	$2K	0.23%
87	MMM3M Company	13,463	$2K	0.23%
88	NOVNOV Inc	172,291	$2K	0.23%
89	DISDisney Walt Co	25,819	$2K	0.23%
90	HONHoneywell Intl Inc	12,071	$2K	0.23%
91	VVisa	7,472	$2K	0.23%
92	ALSAllstate Corp.	10,205	$2K	0.23%
93	PFFiShares Preferred & Income Secs ETF	93,768	$2K	0.23%
94	AFLAflac, Inc.	26,713	$2K	0.23%
95	CVSCVS Health Corp	36,181	$2K	0.23%
96	UNPUnion Pacific Corp	9,105	$2K	0.23%
97	SCHWSchwab Charles Corp	28,503	$2K	0.23%
98	SLBSLB Limited	58,856	$2K	0.23%
99	IJHiShares TR Core S&P Mid-Cap ETF	37,733	$2K	0.23%
100	IWDiShares Russell 1000 Value Index Fund	10,822	$2K	0.23%

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