Financial & Tax Architects, LLC Q4 2025 Filing

Filed January 21, 2026

Portfolio Value

$445.0M

Holdings

103

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (103 positions)

#	Stock	Shares	Value	% Portfolio
1	VTIVANGUARD TOTAL STOCK MARKET	78,730	$26.4M	5.93%
2	EFAISHARES MSCI EAFE	216,618	$20.8M	4.67%
3	SPYSPDR S&P 500 ETF TRUST	30,398	$20.7M	4.66%
4	IEFISHARES 7-10 YEAR TREASURY BOND	196,079	$18.9M	4.24%
5	USRTISHARES CORE U.S. REIT	328,323	$18.7M	4.20%
6	BCIABRDN BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE	887,215	$17.3M	3.89%
7	PCYINVESCO EMERGING MARKETS SOVEREIGN DEBT	645,169	$14.0M	3.14%
8	AGGISHARES CORE U.S. AGGREGATE BOND	115,271	$11.5M	2.59%
9	NOBLPROSHARES S&P 500 DIVIDEND ARISTOCRATS	88,673	$9.2M	2.07%
10	VTIPVANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES	183,575	$9.1M	2.04%
11	WMTWALMART INC	79,050	$8.8M	1.98%
12	IBMINTERNATIONAL BUSINESS MACHS	28,563	$8.5M	1.90%
13	JNJJOHNSON & JOHNSON	39,835	$8.2M	1.85%
14	ABBVABBVIE INC	35,570	$8.1M	1.83%
15	CATCATERPILLAR INC	13,438	$7.7M	1.73%
16	SPGIS&P GLOBAL INC	14,676	$7.7M	1.72%
17	XOMEXXON MOBIL CORP	63,433	$7.6M	1.72%
18	GDGENERAL DYNAMICS CORP	22,621	$7.6M	1.71%
19	NEENEXTERA ENERGY INC	94,313	$7.6M	1.70%
20	MDTMEDTRONIC PLC	78,287	$7.5M	1.69%
21	ABTABBOTT LABS	58,857	$7.4M	1.66%
22	KOCOCA COLA CO	105,298	$7.4M	1.65%
23	CVXCHEVRON CORP NEW	48,089	$7.3M	1.65%
24	MCDMCDONALDS CORP	23,979	$7.3M	1.65%
25	LOWLOWES COS INC	29,984	$7.2M	1.62%
26	PEPPEPSICO INC	49,174	$7.1M	1.59%
27	ADPAUTOMATIC DATA PROCESSING INC	27,007	$6.9M	1.56%
28	PGPROCTER AND GAMBLE CO	47,142	$6.8M	1.52%
29	ECLECOLAB INC	25,356	$6.7M	1.50%
30	SHWSHERWIN WILLIAMS CO	20,354	$6.6M	1.48%
31	VTWOVANGUARD RUSSELL 2000	66,157	$6.6M	1.48%
32	NVDANVIDIA CORPORATION	34,933	$6.5M	1.46%
33	BNDVANGUARD TOTAL BOND MARKET	83,205	$6.2M	1.38%
34	TIPISHARES TIPS BOND	43,113	$4.7M	1.06%
35	AAPLAPPLE INC	17,083	$4.6M	1.04%
36	IAU*ISHARES GOLD TRUST	49,993	$4.1M	0.91%
37	MSFTMICROSOFT CORP	8,123	$3.9M	0.88%
38	GBILACCESS TREASURY 0-1 YEAR	37,478	$3.7M	0.84%
39	GQ9SPDR GOLD SHARES	9,372	$3.7M	0.83%
40	HYGISHARES IBOXX $ HIGH YIELD CORPORATE BOND	44,389	$3.6M	0.80%
41	USHYISHARES BROAD USD HIGH YIELD CORPORATE BOND	95,401	$3.6M	0.80%
42	HYSPIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND	36,692	$3.5M	0.78%
43	SCHRSCHWAB INTERMEDIATE-TERM US TREASURY	137,820	$3.5M	0.78%
44	VNQVANGUARD REAL ESTATE	38,508	$3.4M	0.77%
45	TLHISHARES 10-20 YEAR TREASURY BOND	33,494	$3.4M	0.77%
46	IVWISHARES S&P 500 GROWTH	26,987	$3.3M	0.75%
47	EEMISHARES MSCI EMERGING MARKETS	59,220	$3.2M	0.73%
48	GOOGALPHABET INC CAP STK	8,114	$2.5M	0.57%
49	AMZNAMAZON COM INC	10,675	$2.5M	0.55%
50	ASMLASML HOLDING N V N Y REGISTRY	2,214	$2.4M	0.53%
51	VLUEISHARES MSCI USA VALUE FACTOR	16,897	$2.3M	0.52%
52	AVGOBROADCOM INC	6,559	$2.3M	0.51%
53	METAMETA PLATFORMS INC	3,440	$2.3M	0.51%
54	EWPISHARES MSCI SPAIN	41,751	$2.3M	0.51%
55	COSTCOSTCO WHSL CORP NEW	2,394	$2.1M	0.46%
56	STIPISHARES 0-5 YEAR TIPS BOND	19,816	$2.0M	0.46%
57	NFLXNETFLIX INC	20,416	$1.9M	0.43%
58	SGOLABRDN PHYSICAL GOLD SHARES	39,384	$1.6M	0.36%
59	EPIWISDOMTREE INDIA EARNINGS FUND	29,535	$1.4M	0.31%
60	XLUSTATE STREET UTILITIES SELECT SECTOR SPDR	31,427	$1.3M	0.30%
61	BILSTATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL	14,435	$1.3M	0.30%
62	XLVSTATE STREET HEALTH CARE SELECT SECTOR SPDR	8,495	$1.3M	0.30%
63	SPABSTATE STREET SPDR PORTFOLIO AGGREGATE BOND	49,402	$1.3M	0.29%
64	XLKSTATE STREET TECHNOLOGY SELECT SECTOR SPDR	8,806	$1.3M	0.28%
65	VOXVANGUARD COMMUNICATION SERVICES	6,506	$1.3M	0.28%
66	XLFSTATE STREET FINANCIAL SELECT SECTOR SPDR	22,761	$1.2M	0.28%
67	XLESTATE STREET ENERGY SELECT SECTOR SPDR	26,985	$1.2M	0.27%
68	XLYSTATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR	9,929	$1.2M	0.27%
69	XLISTATE STREET INDUSTRIAL SELECT SECTOR SPDR	7,601	$1.2M	0.26%
70	XLBSTATE STREET MATERIALS SELECT SECTOR SPDR	24,190	$1.1M	0.25%
71	IYRISHARES U.S. REAL ESTATE	11,307	$1.1M	0.24%
72	TIPXSTATE STREET SPDR BLOOMBERG 1-10 YEAR TIPS	55,618	$1.1M	0.24%
73	NVSNNOVARTIS AG SPONSORED	6,602	$910K	0.20%
74	TDTORONTO DOMINION BK ONT COM NEW	9,293	$875K	0.20%
75	VODVODAFONE GROUP PLC NEW SPONSORED	65,525	$865K	0.19%
76	OUNZVANECK MERK GOLD	20,838	$864K	0.19%
77	BMTABRITISH AMERN TOB PLC SPONSORED	15,197	$860K	0.19%
78	TELTE CONNECTIVITY PLC	3,566	$811K	0.18%
79	ENBENBRIDGE INC	16,631	$795K	0.18%
80	LIESUN LIFE FINANCIAL INC.	12,280	$766K	0.17%
81	SONYSONY GROUP CORP SPONSORED	28,547	$730K	0.16%
82	IMOIMPERIAL OIL LTD COM NEW	8,413	$726K	0.16%
83	ALLEALLEGION PLC	4,537	$722K	0.16%
84	BACBANK AMERICA CORP	8,613	$473K	0.11%
85	EMREMERSON ELEC CO	3,533	$468K	0.11%
86	IVVISHARES CORE S&P 500	625	$427K	0.10%
87	JXIISHARES GLOBAL UTILITIES	5,150	$405K	0.09%
88	NDQPOWERSHARES QQQ TRUST SERIES 1	659	$404K	0.09%
89	IGFISHARES GLOBAL INFRASTRUCTURE	6,392	$392K	0.09%
90	MAMASTERCARD INCORPORATED	676	$385K	0.09%
91	TSLATESLA INC	809	$363K	0.08%
92	BSVVANGUARD SHORT-TERM BOND	4,615	$363K	0.08%
93	VDEVANGUARD ENERGY	2,704	$340K	0.08%
94	IDIINTERDIGITAL INC	1,066	$339K	0.08%
95	SPYINEOS S&P 500 HIGH INCOME	5,643	$296K	0.07%
96	SPYGSTATE STREET SPDR PORTFOLIO S&P 500 GROWTH	2,726	$290K	0.07%
97	UNHUNITEDHEALTH GROUP INC	868	$286K	0.06%
98	QBIGInvesco Top QQQ	7,152	$275K	0.06%
99	AMDADVANCED MICRO DEVICES INC	1,173	$251K	0.06%
100	KXIISHARES GLOBAL CONSUMER STAPLES	3,775	$244K	0.05%

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