Financially Speaking Inc Q4 2025 Filing

Filed February 10, 2026

Portfolio Value

$154.6B

Holdings

168

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (168 positions)

#	Stock	Shares	Value	% Portfolio
1	RSPINVSC S P 500 EQUAL WEIGHT ETF	164,337	$31.5B	20.37%
2	SPYSPDR S&P 500 ETF	40,887	$27.9B	18.04%
3	SNOXXSCHWAB TREASURY OBLIG MONEY INV	18,585,490	$18.6B	12.02%
4	FLDRFIDELITY LOW DURATION BOND FACTR ETF	349,000	$17.5B	11.34%
5	IOBAXICON FLEXIBLE BD FD INV	1,910,301	$16.2B	10.46%
6	SCHGSCHWAB US LARGE CAP GROWTH ETF	232,243	$7.6B	4.90%
7	JPSTJPMORGAN ULTRA SHORT INCOME ETF	131,890	$6.7B	4.32%
8	EQWLINVESCO S AND P 100 EQL WGHT ETF	41,290	$4.9B	3.16%
9	SCOXXSCHWAB TREASURY OBLIG MONEY ULTRA	2,496,289	$2.5B	1.61%
10	RNMBYRHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS	5,906	$2.2B	1.40%
11	XLVSTATE STRT HLTH CRE SLT SEC SPDR ETF	11,184	$1.7B	1.12%
12	XMEST SRT SPDR S&P MTLS ANDMNG ETF	13,550	$1.4B	0.91%
13	SILGLOBAL X SILVER MINERS ETF	16,765	$1.4B	0.91%
14	GDXVANECK GOLD MINERS ETF	16,170	$1.4B	0.90%
15	PLTRPALANTIR TECHNOLOGIES INCLASS CLASS A	7,006	$1.2B	0.80%
16	PPLTABRDN PHYSICAL PLATINUM SHARES ETF	6,656	$1.2B	0.80%
17	SNSXXSCHWAB US TREASURY MONEY INVESTOR	971,700	$970.0M	0.63%
18	NVDANVIDIA CORP	5,066	$943.0M	0.61%
19	SILJAMPLIFY JUNIOR SILVER MINERS ETF	32,990	$912.0M	0.59%
20	GDXJVANECK JUNIOR GOLD MINERS ETF	7,917	$900.0M	0.58%
21	MCKMCKESSON CORP	800	$656.0M	0.42%
22	SDYSTATE STREET SPDR S&P DIV ETF	3,241	$450.0M	0.29%
23	ANCFXAMERICAN FUNDS FUNDAMENTAL INVS A	3,959	$363.0M	0.23%
24	XELXCEL ENERGY INC	3,806	$280.0M	0.18%
25	XOMEXXON MOBIL CORP	2,052	$246.0M	0.16%
26	MDTMEDTRONIC PLC F	2,468	$237.0M	0.15%
27	SWVXXSCHWAB PRIME ADVANTAGE MONEY INVESTOR	220,398	$220.0M	0.14%
28	RTXRTX CORP	1,027	$188.0M	0.12%
29	JNJJOHNSON & JOHNSON	891	$183.0M	0.12%
30	GOOGLALPHABET INC CLASS CLASS A	578	$180.0M	0.12%
31	COSTCOSTCO WHSL CORP NEW	205	$176.0M	0.11%
32	MOALTRIA GROUP INC	2,850	$164.0M	0.11%
33	AMZNAMAZON.COM INC	637	$146.0M	0.09%
34	PCONXPUTNAM CONVERTIBLE SECURITIES A	5,048	$136.0M	0.09%
35	USBUS BANCORP DEL	2,208	$117.0M	0.08%
36	METAMETA PLATFORMS INC CLASS A	170	$112.0M	0.07%
37	AWSHXAMERICAN FUNDS WASHINGTON MUTUAL A	1,713	$111.0M	0.07%
38	NETCLOUDFLARE INC CLASS CLASS A	550	$108.0M	0.07%
39	OXYOCCIDENTAL PETE CORP	2,335	$95.0M	0.06%
40	AAPLAPPLE INC	335	$90.0M	0.06%
41	MCDMCDONALDS CORP	292	$88.0M	0.06%
42	JOYTJPMORGAN U S TECH LEADERS ETF IV	980	$87.0M	0.06%
43	BABOEING CO	400	$86.0M	0.06%
44	VEIPXVANGUARD EQUITY-INCOME INV	1,824	$80.0M	0.05%
45	TTTRANE TECHNOLOGIES PLC F	200	$77.0M	0.05%
46	VWINXVANGUARD WELLESLEY INCOME INV	2,921	$74.0M	0.05%
47	CRWDCROWDSTRIKE HLDGS INC CLASS A	150	$70.0M	0.05%
48	BRK/BBERKSHIRE HATHAWAY CLASS CLASS B	128	$64.0M	0.04%
49	LIILENNOX INTL INC	133	$64.0M	0.04%
50	LINLINDE PLC F	140	$59.0M	0.04%
51	SPLVINVESCO S&P 500 LOW VOLATILITY ETF	826	$58.0M	0.04%
52	TMOTHERMO FISHER SCIENTIFIC	100	$57.0M	0.04%
53	DISDISNEY WALT CO	509	$57.0M	0.04%
54	PSXPHILLIPS 66	432	$55.0M	0.04%
55	DEMZADV INNER CIR FD III DM LR CP CR ETF	1,274	$54.0M	0.03%
56	PWRDTCW TRANSFORM SYSTEMS ETF	552	$53.0M	0.03%
57	ROSTROSS STORES INC	284	$51.0M	0.03%
58	PGPROCTER & GAMBLE CO	363	$51.0M	0.03%
59	BK 3.75 12/22/26THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US	50,000	$50.0M	0.03%
60	GS 4.2 04/01/26GOLDMAN SACHS BAN 4.2 26CD FDIC INS DUE 04/01/26US	50,000	$50.0M	0.03%
61	SWPPXSCHWAB S&P 500 INDEX	2,954	$50.0M	0.03%
62	GS 3.75 06/23/26 0000GOLDMAN SACHS BA 3.75 26CD FDIC INS DUE 06/23/26US	50,000	$50.0M	0.03%
63	BACVERIZON COMMUNICATIONS I	1,220	$49.0M	0.03%
64	AMDADVANCED MICRO DEVIC	226	$48.0M	0.03%
65	NPSAXNUVEEN PREFERRED SECS & INC A	2,897	$47.0M	0.03%
66	NVDLGRANITESHARES NVDA LNG DAILY ETF	500	$44.0M	0.03%
67	TAT&T INC	1,730	$42.0M	0.03%
68	PNCPNC FINL SERVICES	200	$41.0M	0.03%
69	BAC 3.7 08/19/26BANK OF AMERICA, 3.7 26CD FDIC INS DUE 08/19/26US	40,000	$39.0M	0.03%
70	BACR 3.75 05/19/26BARCLAYS BANK DE 3.75 26CD FDIC INS DUE 05/19/26US	40,000	$39.0M	0.03%
71	MCXMCCORMICK & CO INC CLASS CLASS N	580	$39.0M	0.03%
72	KMBKIMBERLY CLARK CORP	377	$38.0M	0.02%
73	RIVNRIVIAN AUTOMOTIVE INC CLASS CLASS A	1,837	$36.0M	0.02%
74	SYKSTRYKER CORP	100	$35.0M	0.02%
75	GEVGE VERNOVA INC	53	$34.0M	0.02%
76	SBUXSTARBUCKS CORP	400	$33.0M	0.02%
77	DTCAXBNY MELLON SUST US EQUITY A	1,647	$31.0M	0.02%
78	WFC 4.15 02/17/26WELLS FARGO BANK 4.15 26CD FDIC INS DUE 02/17/26US	30,000	$30.0M	0.02%
79	NOCNORTHROP GRUMMAN CORP	53	$30.0M	0.02%
80	BACBANK OF AMERICA CORP	499	$27.0M	0.02%
81	HDHOME DEPOT INC	77	$26.0M	0.02%
82	INTCINTEL CORP	682	$25.0M	0.02%
83	NDSNNORDSON CORP	100	$24.0M	0.02%
84	TQQQPROSHARES ULTRAPRO QQQ ETF	450	$23.0M	0.01%
85	CELHCELSIUS HLDGS INC	500	$22.0M	0.01%
86	GILDGILEAD SCIENCES INC	182	$22.0M	0.01%
87	SLVISHARES SILVER TRUST ETF	334	$21.0M	0.01%
88	MSFTMICROSOFT CORP	44	$21.0M	0.01%
89	SMTCSEMTECH CORP	250	$18.0M	0.01%
90	GBTCGRAYSCALE BITCOIN TRUST ETF	275	$18.0M	0.01%
91	ALVAUTOLIV INC	162	$18.0M	0.01%
92	MRKMERCK & CO. INC.	176	$18.0M	0.01%
93	IOTSAMSARA INC CLASS A	500	$17.0M	0.01%
94	QCOMQUALCOMM INC	100	$17.0M	0.01%
95	FKINXFRANKLIN INCOME A1	6,779	$16.0M	0.01%
96	CMPAXCALVERT SMALL/MID CAP FUND CLASS A	657	$15.0M	0.01%
97	SOFISOFI TECHNOLOGIES INC	600	$15.0M	0.01%
98	LOWLOWES COS INC	61	$14.0M	0.01%
99	4I1PHILIP MORRIS INTL INC	85	$13.0M	0.01%
100	EQTEQT CORP	250	$13.0M	0.01%

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