Freedom Investment Management, Inc. Q3 2025 Filing

Filed November 14, 2025

Portfolio Value

$378.3M

Holdings

140

Report Date

Q3 2025

Filing Type

13F-HR

All Holdings (140 positions)

#	Stock	Shares	Value	% Portfolio
1	DUHPDIMENSIONAL ETF TRUST	1,457,467	$55.0M	14.55%
2	DFUSDIMENSIONAL ETF TRUST	625,142	$45.3M	11.97%
3	DFICDIMENSIONAL ETF TRUST	993,169	$32.6M	8.61%
4	VTVVANGUARD INDEX FDS	168,283	$31.4M	8.30%
5	EZMWISDOMTREE TR	312,547	$20.6M	5.45%
6	DFAEDIMENSIONAL ETF TRUST	602,517	$19.0M	5.02%
7	AVDSAMERICAN CENTY ETF TR	241,468	$16.3M	4.31%
8	IVLUISHARES TR	363,001	$12.9M	3.40%
9	DFEVDIMENSIONAL ETF TRUST	390,016	$12.4M	3.29%
10	DFSVDIMENSIONAL ETF TRUST	316,121	$10.1M	2.66%
11	AVSCAMERICAN CENTY ETF TR	175,287	$10.0M	2.65%
12	BONDPIMCO ETF TR	102,550	$9.6M	2.53%
13	SPYVSPDR SERIES TRUST	64,507	$3.6M	0.94%
14	AGGYWISDOMTREE TR	74,265	$3.3M	0.87%
15	DFATDIMENSIONAL ETF TRUST	55,428	$3.2M	0.85%
16	DFASDIMENSIONAL ETF TRUST	46,762	$3.2M	0.85%
17	BABINVESCO EXCH TRADED FD TR II	117,125	$3.2M	0.84%
18	XLKSELECT SECTOR SPDR TR	9,981	$2.8M	0.74%
19	AAPLAPPLE INC	10,861	$2.8M	0.73%
20	SPYGSPDR SERIES TRUST	24,866	$2.6M	0.69%
21	KVLEKRANESHARES TRUST	80,310	$2.2M	0.59%
22	VOOVANGUARD INDEX FDS	3,538	$2.2M	0.57%
23	DFACDIMENSIONAL ETF TRUST	54,837	$2.1M	0.56%
24	JHMMJOHN HANCOCK EXCHANGE TRADED	31,593	$2.0M	0.54%
25	DFIVDIMENSIONAL ETF TRUST	43,352	$2.0M	0.53%
26	DIHPDIMENSIONAL ETF TRUST	62,484	$1.9M	0.50%
27	JMUBJ P MORGAN EXCHANGE TRADED F	36,598	$1.8M	0.49%
28	BSVVANGUARD BD INDEX FDS	22,001	$1.7M	0.46%
29	BRK-BBERKSHIRE HATHAWAY INC DEL	2	$1.5M	0.40%
30	RVNUDBX ETF TR	60,674	$1.5M	0.40%
31	VONVVANGUARD SCOTTSDALE FDS	16,590	$1.5M	0.39%
32	XLFSELECT SECTOR SPDR TR	26,865	$1.4M	0.38%
33	VTEIVANGUARD MUN BD FDS	14,354	$1.4M	0.38%
34	XLCSELECT SECTOR SPDR TR	11,870	$1.4M	0.37%
35	SPYSPDR S&P 500 ETF TR	1,877	$1.3M	0.33%
36	XLVSELECT SECTOR SPDR TR	8,130	$1.1M	0.30%
37	XLYSELECT SECTOR SPDR TR	4,627	$1.1M	0.29%
38	VONGVANGUARD SCOTTSDALE FDS	8,626	$1.0M	0.27%
39	NVDANVIDIA CORPORATION	5,565	$1.0M	0.27%
40	AQLTISHARES TR	11,723	$1.0M	0.27%
41	FFEBFIRST TR EXCHNG TRADED FD VI	18,460	$1.0M	0.27%
42	DCORDIMENSIONAL ETF TRUST	14,044	$1.0M	0.27%
43	XLISELECT SECTOR SPDR TR	6,530	$1.0M	0.27%
44	NULGNUSHARES ETF TR	9,696	$964K	0.25%
45	BOTZGLOBAL X FDS	26,683	$945K	0.25%
46	FMBFIRST TR EXCH TRADED FD III	18,143	$920K	0.24%
47	SCHGSCHWAB STRATEGIC TR	28,662	$915K	0.24%
48	SLYVSPDR SERIES TRUST	9,965	$883K	0.23%
49	VXUSVANGUARD STAR FDS	11,423	$839K	0.22%
50	IVVISHARES TR	1,249	$836K	0.22%
51	SLYGSPDR SERIES TRUST	8,626	$814K	0.22%
52	VUGVANGUARD INDEX FDS	1,693	$812K	0.21%
53	VBVANGUARD INDEX FDS	3,145	$800K	0.21%
54	JIGJ P MORGAN EXCHANGE TRADED F	10,287	$775K	0.20%
55	AGGISHARES TR	7,509	$753K	0.20%
56	KRMAGLOBAL X FDS	17,426	$752K	0.20%
57	DFAXDIMENSIONAL ETF TRUST	23,932	$751K	0.20%
58	FOCTFIRST TR EXCHNG TRADED FD VI	15,740	$748K	0.20%
59	VOTVANGUARD INDEX FDS	2,539	$746K	0.20%
60	VEAVANGUARD TAX-MANAGED FDS	12,252	$734K	0.19%
61	PHOINVESCO EXCHANGE TRADED FD T	10,086	$727K	0.19%
62	XLFISELECT SECTOR SPDR TR	8,349	$654K	0.17%
63	MDYVSPDR SERIES TRUST	7,678	$640K	0.17%
64	SFLRINNOVATOR ETFS TRUST	17,502	$631K	0.17%
65	MSFTMICROSOFT CORP	1,209	$626K	0.17%
66	QUALISHARES TR	3,044	$592K	0.16%
67	XLUSELECT SECTOR SPDR TR	6,505	$567K	0.15%
68	XLBSELECT SECTOR SPDR TR	6,330	$567K	0.15%
69	NUSCNUSHARES ETF TR	12,579	$555K	0.15%
70	XLESELECT SECTOR SPDR TR	6,201	$554K	0.15%
71	BAIBLACKROCK ETF TRUST	15,407	$526K	0.14%
72	BDYNBLACKROCK ETF TRUST	20,627	$522K	0.14%
73	XLRESELECT SECTOR SPDR TR	12,266	$517K	0.14%
74	MDYGSPDR SERIES TRUST	5,640	$516K	0.14%
75	NDQINVESCO QQQ TR	821	$493K	0.13%
76	IUSBISHARES TR	10,512	$491K	0.13%
77	JMSTJ P MORGAN EXCHANGE TRADED F	9,438	$482K	0.13%
78	GOOGLALPHABET INC	1,974	$480K	0.13%
79	DMXFISHARES TR	6,193	$469K	0.12%
80	ESGEISHARES INC	10,725	$466K	0.12%
81	GOOGALPHABET INC	1,897	$462K	0.12%
82	DLSWISDOMTREE TR	5,532	$440K	0.12%
83	GWXSPDR INDEX SHS FDS	10,865	$437K	0.12%
84	BUGGLOBAL X FDS	12,366	$435K	0.12%
85	IAGGISHARES TR	8,412	$431K	0.11%
86	ORCLORACLE CORP	1,501	$422K	0.11%
87	PYLDPIMCO ETF TR	15,394	$413K	0.11%
88	IGIBISHARES TR	7,554	$409K	0.11%
89	IGFISHARES TR	6,622	$405K	0.11%
90	CLOUGLOBAL X FDS	17,125	$398K	0.11%
91	EESWISDOMTREE TR	7,040	$393K	0.10%
92	IWMISHARES TR	1,594	$386K	0.10%
93	BILSPDR SERIES TRUST	4,153	$381K	0.10%
94	IVWISHARES TR	3,124	$377K	0.10%
95	BNDXVANGUARD CHARLOTTE FDS	7,613	$377K	0.10%
96	THROBLACKROCK ETF TRUST	9,777	$370K	0.10%
97	VTWVVANGUARD SCOTTSDALE FDS	2,369	$369K	0.10%
98	VTWGVANGUARD SCOTTSDALE FDS	1,564	$366K	0.10%
99	DYNFBLACKROCK ETF TRUST	6,076	$360K	0.10%
100	AMZNAMAZON COM INC	1,630	$358K	0.09%

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