Gradient Capital Advisors, LLC

CIK: 0001727917Latest portfolio: $388.0M · Q4 2025

Holdings

174

Total Value

$388.0M

New Positions

174

Closed Positions

0

#StockSharesValue% PortfolioChangeType
1
IVVISHARES CORE S&P 500 ETF
52,144$35.7M9.20%NEW
2
AAPLAPPLE INC COM
72,766$19.8M5.10%NEW
3
SPDWSPDR PORTFOLIO DEVELOPED WORLD EX-US ETF
321,999$14.3M3.69%NEW
4
VCSHVANGUARD SHORT-TERM CORPORATE BOND ETF
171,922$13.7M3.53%NEW
5
SCHFSCHWAB INTERNATIONAL EQUITY ETF
448,349$10.8M2.78%NEW
6
DFSDDIMENSIONAL SHORT-DURATION FIXED INCOME ETF
224,458$10.8M2.77%NEW
7
SCHMSCHWAB U.S. MID-CAP ETF
315,981$9.5M2.45%NEW
8
DFGPDIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF
164,336$8.9M2.29%NEW
9
DFATDIMENSIONAL U.S. TARGETED VALUE ETF
140,565$8.4M2.16%NEW
10
VVVANGUARD LARGE-CAP ETF
25,323$8.0M2.05%NEW
11
DFEMDIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF
230,304$7.6M1.96%NEW
12
VTIPVANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF
153,383$7.6M1.96%NEW
13
GOOGLALPHABET INC CAP STK CL A
24,108$7.5M1.94%NEW
14
JPMJPMORGAN CHASE & CO COM
23,124$7.5M1.92%NEW
15
SCHXSCHWAB U.S. LARGE-CAP ETF
265,860$7.2M1.84%NEW
16
VEAVANGUARD FTSE DEVELOPED MARKETS ETF
113,158$7.1M1.82%NEW
17
MSFTMICROSOFT CORP COM
14,470$7.0M1.80%NEW
18
TSLATESLA INC COM
15,231$6.8M1.77%NEW
19
DFSVDIMENSIONAL US SMALL CAP VALUE ETF
197,631$6.5M1.68%NEW
20
NVDANVIDIA CORPORATION COM
32,614$6.1M1.57%NEW
21
DFUVDIMENSIONAL US MARKETWIDE VALUE ETF
130,449$6.1M1.57%NEW
22
JPSTJPMORGAN ULTRA-SHORT INCOME ETF
111,329$5.6M1.45%NEW
23
BRK/BBERKSHIRE HATHAWAY INC DEL CL B NEW
9,512$4.8M1.23%NEW
24
DFARDIMENSIONAL US REAL ESTATE ETF
206,004$4.7M1.22%NEW
25
DFAXDIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF
142,641$4.7M1.20%NEW

Quarterly Changes

New Positions

Closed Positions

No closed positions this quarter

Sector Breakdown

Financial ServicesNaN% ($InfinityT)
Technology0.0% ($1.9782699760823906e+68T)
Healthcare0.0% ($1123101132129625728.0T)
Consumer Cyclical0.0% ($68492316812333.2T)
Unknown0.0% ($47813692919.9T)
Communication Services0.0% ($75454416.9T)
Industrials0.0% ($834641.4T)
Consumer Defensive0.0% ($810.3B)
Energy0.0% ($1.4B)
Real Estate0.0% ($1.8M)
Utilities0.0% ($467K)
Basic Materials0.0% ($397K)

Filing History

QuarterFiling DatePortfolio ValueHoldings
Q4 2025Feb 6, 2026$388.0M174
Q3 2025Oct 27, 2025$373.1B0
Q2 2025Jul 16, 2025$338.5B162
Q1 2025May 5, 2025$306.4B155

Fund Information

CIK0001727917
Most Recent FilingFeb 6, 2026
Number of Filings4

Gradient Capital Advisors, LLC is an institutional investment manager that files 13F reports with the SEC. As of the Q4 2025 filing, the fund reported a portfolio valued at $388.0M across 174 holdings. The largest position is ISHARES CORE S&P 500 ETF (IVV), representing 9.2% of the portfolio. Compared to the previous quarter, the fund opened 174 new positions and closed 0 positions. 13F filings are required quarterly disclosures that provide transparency into the holdings of institutional investment managers with at least $100 million in qualifying assets.