Lutz Financial Services LLC Q3 2025 Filing
Filed November 10, 2025
Portfolio Value
$1.4T
Holdings
96
Report Date
Q3 2025
Filing Type
13F-HR
All Holdings (96 positions)
| # | Stock | Shares | Value | % Portfolio | Type |
|---|---|---|---|---|---|
| 1 | VOOVANGUARD INDEX FDS | 246,920 | $151.2B | 10.95% | |
| 2 | SPYVSPDR SERIES TRUST | 2,266,428 | $125.4B | 9.08% | |
| 3 | IJHISHARES TR | 1,488,531 | $97.1B | 7.03% | |
| 4 | BNDVANGUARD BD INDEX FDS | 1,264,680 | $94.1B | 6.81% | |
| 5 | VTEBVANGUARD MUN BD FDS | 1,335,724 | $66.9B | 4.84% | |
| 6 | MDYVSPDR SERIES TRUST | 726,188 | $60.6B | 4.38% | |
| 7 | VCSHVANGUARD SCOTTSDALE FDS | 745,702 | $59.6B | 4.31% | |
| 8 | SCHPSCHWAB STRATEGIC TR | 1,990,216 | $53.6B | 3.88% | |
| 9 | MBBISHARES TR | 538,957 | $51.3B | 3.71% | |
| 10 | SPYSPDR S&P 500 ETF TR | 69,715 | $46.4B | 3.36% | |
| 11 | MUBISHARES TR | 338,864 | $36.1B | 2.61% | |
| 12 | DFACDIMENSIONAL ETF TRUST | 836,465 | $32.3B | 2.34% | |
| 13 | IGSBISHARES TR | 480,348 | $25.5B | 1.84% | |
| 14 | DFICDIMENSIONAL ETF TRUST | 755,336 | $24.8B | 1.79% | |
| 15 | IVEISHARES TR | 109,875 | $22.7B | 1.64% | |
| 16 | IJRISHARES TR | 179,914 | $21.4B | 1.55% | |
| 17 | AGGISHARES TR | 210,884 | $21.1B | 1.53% | |
| 18 | BSVVANGUARD BD INDEX FDS | 254,512 | $20.1B | 1.45% | |
| 19 | SCHMSCHWAB STRATEGIC TR | 674,981 | $20.0B | 1.45% | |
| 20 | DUHPDIMENSIONAL ETF TRUST | 514,349 | $19.4B | 1.41% | |
| 21 | SCHXSCHWAB STRATEGIC TR | 736,160 | $19.4B | 1.40% | |
| 22 | DFASDIMENSIONAL ETF TRUST | 232,493 | $15.9B | 1.15% | |
| 23 | IVVISHARES TR | 23,742 | $15.9B | 1.15% | |
| 24 | VOEVANGUARD INDEX FDS | 89,418 | $15.6B | 1.13% | |
| 25 | IJJISHARES TR | 120,160 | $15.6B | 1.13% | |
| 26 | VTVVANGUARD INDEX FDS | 82,491 | $15.4B | 1.11% | |
| 27 | VOOVVANGUARD ADMIRAL FDS INC | 74,777 | $14.9B | 1.08% | |
| 28 | TIPISHARES TR | 133,914 | $14.9B | 1.08% | |
| 29 | QUALISHARES TR | 73,147 | $14.2B | 1.03% | |
| 30 | SLYVSPDR SERIES TRUST | 144,379 | $12.8B | 0.93% | |
| 31 | AVDEAMERICAN CENTY ETF TR | 155,866 | $12.3B | 0.89% | |
| 32 | IVOVVANGUARD ADMIRAL FDS INC | 117,735 | $11.9B | 0.86% | |
| 33 | SCHASCHWAB STRATEGIC TR | 412,847 | $11.5B | 0.83% | |
| 34 | IUSVISHARES TR | 113,270 | $11.3B | 0.82% | |
| 35 | MDYSPDR S&P MIDCAP 400 ETF TR | 18,852 | $11.2B | 0.81% | |
| 36 | AVUVAMERICAN CENTY ETF TR | 98,478 | $9.8B | 0.71% | |
| 37 | DFATDIMENSIONAL ETF TRUST | 139,384 | $8.1B | 0.59% | |
| 38 | STIPISHARES TR | 76,375 | $7.9B | 0.57% | |
| 39 | DFEMDIMENSIONAL ETF TRUST | 228,424 | $7.3B | 0.53% | |
| 40 | SUBISHARES TR | 65,753 | $7.0B | 0.51% | |
| 41 | DFUVDIMENSIONAL ETF TRUST | 127,966 | $5.7B | 0.41% | |
| 42 | IEMGISHARES INC | 85,767 | $5.7B | 0.41% | |
| 43 | VBRVANGUARD INDEX FDS | 24,496 | $5.1B | 0.37% | |
| 44 | IJSISHARES TR | 43,812 | $4.8B | 0.35% | |
| 45 | IWVISHARES TR | 12,666 | $4.8B | 0.35% | |
| 46 | STPZPIMCO ETF TR | 85,614 | $4.6B | 0.34% | |
| 47 | ISTBISHARES TR | 91,801 | $4.5B | 0.32% | |
| 48 | VTIPVANGUARD MALVERN FDS | 85,549 | $4.3B | 0.31% | |
| 49 | VWOVANGUARD INTL EQUITY INDEX F | 78,781 | $4.3B | 0.31% | |
| 50 | BRK/BBERKSHIRE HATHAWAY INC DEL | 4,688 | $2.4B | 0.17% | |
| 51 | NVDANVIDIA CORPORATION | 10,624 | $2.0B | 0.14% | |
| 52 | VMBSVANGUARD SCOTTSDALE FDS | 41,788 | $2.0B | 0.14% | |
| 53 | VEAVANGUARD TAX-MANAGED FDS | 30,798 | $1.8B | 0.13% | |
| 54 | AAPLAPPLE INC | 7,078 | $1.8B | 0.13% | |
| 55 | MSFTMICROSOFT CORP | 3,120 | $1.6B | 0.12% | |
| 56 | VNQVANGUARD INDEX FDS | 16,848 | $1.5B | 0.11% | |
| 57 | FNDFSCHWAB STRATEGIC TR | 33,753 | $1.5B | 0.10% | |
| 58 | DFIVDIMENSIONAL ETF TRUST | 28,558 | $1.3B | 0.10% | |
| 59 | VOVANGUARD INDEX FDS | 4,013 | $1.2B | 0.09% | |
| 60 | VTIVANGUARD INDEX FDS | 3,535 | $1.2B | 0.08% | |
| 61 | VVVANGUARD INDEX FDS | 3,625 | $1.1B | 0.08% | |
| 62 | IWMISHARES TR | 3,647 | $882.5M | 0.06% | |
| 63 | IWDISHARES TR | 4,200 | $855.1M | 0.06% | |
| 64 | VIGVANGUARD SPECIALIZED FUNDS | 3,760 | $811.4M | 0.06% | |
| 65 | BRK-BBERKSHIRE HATHAWAY INC DEL | 1 | $754.2M | 0.05% | |
| 66 | AMZNAMAZON COM INC | 3,358 | $737.3M | 0.05% | |
| 67 | GOOGLALPHABET INC | 2,686 | $653.0M | 0.05% | |
| 68 | SCHGSCHWAB STRATEGIC TR | 20,387 | $650.5M | 0.05% | |
| 69 | DLNWISDOMTREE TR | 7,456 | $648.9M | 0.05% | |
| 70 | VBVANGUARD INDEX FDS | 2,541 | $646.2M | 0.05% | |
| 71 | METAMETA PLATFORMS INC | 820 | $602.2M | 0.04% | |
| 72 | GOOGALPHABET INC | 2,237 | $544.8M | 0.04% | |
| 73 | SPMDSPDR SERIES TRUST | 9,264 | $529.8M | 0.04% | |
| 74 | JPMJPMORGAN CHASE & CO. | 1,534 | $483.9M | 0.04% | |
| 75 | AVGOBROADCOM INC | 1,328 | $438.1M | 0.03% | |
| 76 | IWNISHARES TR | 2,448 | $432.8M | 0.03% | |
| 77 | VTVANGUARD INTL EQUITY INDEX F | 3,082 | $424.7M | 0.03% | |
| 78 | AVUSAMERICAN CENTY ETF TR | 3,781 | $411.0M | 0.03% | |
| 79 | IWRISHARES TR | 4,065 | $392.5M | 0.03% | |
| 80 | DFSVDIMENSIONAL ETF TRUST | 11,816 | $376.2M | 0.03% | |
| 81 | AVDVAMERICAN CENTY ETF TR | 4,174 | $371.6M | 0.03% | |
| 82 | SCHFSCHWAB STRATEGIC TR | 14,938 | $347.8M | 0.03% | |
| 83 | VCITVANGUARD SCOTTSDALE FDS | 4,116 | $346.2M | 0.03% | |
| 84 | —SPDR INDEX SHS FDS | 5,015 | $332.4M | 0.02% | |
| 85 | NDQINVESCO QQQ TR | 539 | $323.6M | 0.02% | |
| 86 | EFAISHARES TR | 3,338 | $311.7M | 0.02% | |
| 87 | ILCBISHARES TR | 3,306 | $305.6M | 0.02% | |
| 88 | ONEYSPDR SERIES TRUST | 2,295 | $259.7M | 0.02% | |
| 89 | VVISA INC | 750 | $256.0M | 0.02% | |
| 90 | WMTWALMART INC | 2,446 | $252.1M | 0.02% | |
| 91 | SCHVSCHWAB STRATEGIC TR | 8,275 | $240.9M | 0.02% | |
| 92 | ORCLORACLE CORP | 855 | $240.5M | 0.02% | |
| 93 | LLYELI LILLY & CO | 299 | $228.1M | 0.02% | |
| 94 | MAMASTERCARD INCORPORATED | 397 | $225.8M | 0.02% | |
| 95 | IGIBISHARES TR | 4,007 | $216.8M | 0.02% | |
| 96 | AVEMAMERICAN CENTY ETF TR | 2,749 | $206.5M | 0.01% |