PENNEY FINANCIAL, LLC Q2 2025 Filing

Filed July 23, 2025

Portfolio Value

$196.7B

Holdings

42

Report Date

Q2 2025

Filing Type

13F-HR

All Holdings (42 positions)

#StockSharesValue% PortfolioType
1
GSLCGOLDMAN SACHS ETF TR
427,800$51.9B26.40%
2
VTIVANGUARD INDEX FDS
115,101$35.0B17.78%
3
VEAVANGUARD TAX-MANAGED FDS
308,048$17.6B8.93%
4
AQLTISHARES TR
102,057$8.5B4.33%
5
SGOVISHARES TR
79,966$8.1B4.09%
6
JPIEJ P MORGAN EXCHANGE TRADED F
170,545$7.9B4.02%
7
SCHDSCHWAB STRATEGIC TR
296,404$7.9B3.99%
8
VYMVANGUARD WHITEHALL FDS
56,791$7.6B3.85%
9
EVTRMORGAN STANLEY ETF TRUST
113,122$5.8B2.92%
10
VCRBVANGUARD MALVERN FDS
73,828$5.7B2.91%
11
VBVANGUARD INDEX FDS
23,260$5.5B2.80%
12
JEPIJ P MORGAN EXCHANGE TRADED F
86,324$4.9B2.49%
13
AGGISHARES TR
40,166$4.0B2.03%
14
HELOJ P MORGAN EXCHANGE TRADED F
57,198$3.6B1.82%
15
VTEBVANGUARD MUN BD FDS
54,532$2.7B1.36%
16
VXUSVANGUARD STAR FDS
37,649$2.6B1.32%
17
SCHBSCHWAB STRATEGIC TR
104,248$2.5B1.26%
18
SUBISHARES TR
23,205$2.5B1.25%
19
AAPLAPPLE INC
7,958$1.6B0.83%
20
IVVISHARES TR
1,854$1.2B0.59%
21
MSFTMICROSOFT CORP
1,736$863.5M0.44%
22
IWBISHARES TR
2,380$808.2M0.41%
23
CVXCHEVRON CORP NEW
5,335$763.9M0.39%
24
JQUAJ P MORGAN EXCHANGE TRADED F
11,943$717.2M0.36%
25
LNGCHENIERE ENERGY INC
2,725$663.6M0.34%
26
AMZNAMAZON COM INC
2,859$627.2M0.32%
27
SHYMBLACKROCK ETF TRUST II
27,300$609.1M0.31%
28
VOOVANGUARD INDEX FDS
923$524.2M0.27%
29
IWMISHARES TR
2,203$475.4M0.24%
30
IWFISHARES TR
1,103$468.3M0.24%
31
NSPINSPERITY INC
6,976$419.4M0.21%
32
GVAGRANITE CONSTR INC
3,647$341.0M0.17%
33
EQNREQUINOR ASA
13,297$334.3M0.17%
34
BSVVANGUARD BD INDEX FDS
3,930$309.3M0.16%
35
KMIKINDER MORGAN INC DEL
9,381$275.8M0.14%
36
AVGOBROADCOM INC
1,000$275.6M0.14%
37
FDXFEDEX CORP
1,152$261.9M0.13%
38
IJHISHARES TR
4,175$258.9M0.13%
39
SCHXSCHWAB STRATEGIC TR
9,816$239.9M0.12%
40
VVISA INC
645$229.0M0.12%
41
CWISPDR INDEX SHS FDS
6,540$213.6M0.11%
42
JPMJPMORGAN CHASE & CO.
698$202.4M0.10%