RETIREMENT INCOME SOLUTIONS, INC

CIK: 0001730386Latest portfolio: $589.6M · Q4 2025

Holdings

170

Total Value

$589.6M

New Positions

9

Closed Positions

4

#StockSharesValue% PortfolioChangeType
1
SPYMSPDR SERIES TRUST
1,797,996$144.2M24.46%+140K
2
SPYSPDR S&P 500 ETF TR
70,380$48.0M8.14%-1,083
3
SPMDSPDR SERIES TRUST
702,621$40.7M6.90%+85K
4
IVVISHARES TR
55,640$38.1M6.46%-6,089
5
JPSTJ P MORGAN EXCHANGE TRADED F
714,240$36.1M6.13%-226,037
6
MINTPIMCO ETF TR
327,797$32.9M5.58%-88,136
7
IWFISHARES TR
42,695$20.2M3.43%-1,327
8
IJHISHARES TR
233,379$15.4M2.61%-19,908
9
GLDMWORLD GOLD TR
131,546$11.2M1.90%-2,047
10
SPYXSPDR SERIES TRUST
173,073$9.7M1.65%+88
11
NDQINVESCO QQQ TR
13,396$8.2M1.40%-1,075
12
ESGUISHARES TR
54,307$8.1M1.37%+5K
13
JMUBJ P MORGAN EXCHANGE TRADED F
142,367$7.2M1.22%+11K
14
RSPINVESCO EXCHANGE TRADED FD T
36,945$7.1M1.20%-257
15
IWDISHARES TR
31,963$6.7M1.14%-1,613
16
IWBISHARES TR
17,274$6.5M1.09%-2,024
17
MDYSPDR S&P MIDCAP 400 ETF TR
10,323$6.2M1.06%-96
18
ACWIISHARES TR
41,040$5.8M0.98%+1K
19
AAPLAPPLE INC
20,530$5.6M0.95%-785
20
FESMFIDELITY COVINGTON TRUST
143,461$5.4M0.92%+4K
21
VOVANGUARD INDEX FDS
14,018$4.1M0.69%-371
22
AMZNAMAZON COM INC
17,385$4.0M0.68%-1,107
23
AVDEAMERICAN CENTY ETF TR
47,330$3.9M0.66%+22K
24
DFAEDIMENSIONAL ETF TRUST
112,093$3.6M0.62%+93K
25
SPYGSPDR SERIES TRUST
33,785$3.6M0.61%-1,050

Quarterly Changes

New Positions

Closed Positions

Increased Positions

NameSharesChange
SPYM1.8M+140K
SPMD703K+85K
AVDE47K+22K
XLE22K+12K
XLK23K+11K
JMUB142K+11K
SPAB24K+10K
SCHG62K+5K
ESGU54K+5K
EEM23K+5K

Decreased Positions

NameSharesChange
JPST714K-226037
MINT328K-88136
IJH233K-19908
SPTS11K-9199
PDEC30K-8969
IVV56K-6089
GLDM132K-2047
IWB17K-2024
POCT36K-1749
EAGG12K-1693

Sector Breakdown

Financial ServicesNaN% ($InfinityT)
Technology0.0% ($1.1230558131181841e+33T)
Healthcare0.0% ($1765685636486279.3T)
Unknown0.0% ($822933251472502.3T)
Communication Services0.0% ($26422.1T)
Consumer Cyclical0.0% ($4012.3T)
Consumer Defensive0.0% ($743.7T)
Industrials0.0% ($469.3T)
Utilities0.0% ($422.3B)
Basic Materials0.0% ($648.2M)
Energy0.0% ($377K)
Real Estate0.0% ($277K)

Filing History

QuarterFiling DatePortfolio ValueHoldings
Q4 2025Jan 27, 2026$589.6M170
Q3 2025Oct 14, 2025$584.8B165
Q2 2025Jul 15, 2025$545.0B158
Q1 2025May 6, 2025$477.9B146

Fund Information

CIK0001730386
Most Recent FilingJan 27, 2026
Number of Filings4

RETIREMENT INCOME SOLUTIONS, INC is an institutional investment manager that files 13F reports with the SEC. As of the Q4 2025 filing, the fund reported a portfolio valued at $589.6M across 170 holdings. The largest position is SPDR SERIES TRUST (SPYM), representing 24.5% of the portfolio. Compared to the previous quarter, the fund opened 9 new positions and closed 4 positions. 13F filings are required quarterly disclosures that provide transparency into the holdings of institutional investment managers with at least $100 million in qualifying assets.