Rinkey Investments Q4 2025 Filing

Filed February 4, 2026

Portfolio Value

$393.8M

Holdings

129

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (129 positions)

#	Stock	Shares	Value	% Portfolio
1	TFLOISHARES TR	819,788	$41.4M	10.51%
2	BNDXVANGUARD CHARLOTTE FDS	748,803	$36.2M	9.19%
3	SPDWSPDR INDEX SHS FDS	694,494	$30.8M	7.83%
4	SPTMSPDR SERIES TRUST	368,202	$30.4M	7.71%
5	VEAVANGUARD TAX-MANAGED FDS	314,960	$19.7M	5.00%
6	VTVVANGUARD INDEX FDS	93,497	$17.9M	4.53%
7	VTIVANGUARD INDEX FDS	37,775	$12.7M	3.22%
8	IEIISHARES TR	101,713	$12.1M	3.08%
9	SPTSSPDR SERIES TRUST	406,949	$11.9M	3.03%
10	CMFISHARES TR	193,681	$11.1M	2.83%
11	MUBISHARES TR	87,004	$9.3M	2.37%
12	VUGVANGUARD INDEX FDS	18,148	$8.9M	2.25%
13	VBVANGUARD INDEX FDS	30,813	$7.9M	2.02%
14	EMBISHARES TR	79,926	$7.7M	1.95%
15	BNDVANGUARD BD INDEX FDS	84,271	$6.2M	1.58%
16	SPEMSPDR INDEX SHS FDS	124,303	$5.8M	1.48%
17	AAPLAPPLE INC	20,698	$5.6M	1.43%
18	SPABSPDR SERIES TRUST	213,487	$5.5M	1.40%
19	IVVISHARES TR	7,842	$5.4M	1.36%
20	SCHVSCHWAB STRATEGIC TR	175,707	$5.2M	1.32%
21	VGLTVANGUARD SCOTTSDALE FDS	91,485	$5.1M	1.30%
22	AQLTISHARES TR	50,383	$4.5M	1.14%
23	SCHASCHWAB STRATEGIC TR	146,310	$4.2M	1.06%
24	BRK/BBERKSHIRE HATHAWAY INC DEL	8,018	$4.0M	1.02%
25	MSFTMICROSOFT CORP	8,096	$3.9M	0.99%
26	VWOVANGUARD INTL EQUITY INDEX F	71,496	$3.8M	0.98%
27	NDQINVESCO QQQ TR	4,600	$2.8M	0.72%
28	IWDISHARES TR	13,422	$2.8M	0.72%
29	PGRPROGRESSIVE CORP	11,073	$2.5M	0.64%
30	TMUST-MOBILE US INC	11,128	$2.3M	0.57%
31	AMZNAMAZON COM INC	9,007	$2.1M	0.53%
32	BNBROOKFIELD CORP	44,717	$2.1M	0.52%
33	COSTCOSTCO WHSL CORP NEW	2,340	$2.0M	0.51%
34	SCHGSCHWAB STRATEGIC TR	60,311	$2.0M	0.50%
35	NVDANVIDIA CORPORATION	10,495	$2.0M	0.50%
36	SPIBSPDR SERIES TRUST	56,364	$1.9M	0.48%
37	SPIPSPDR SERIES TRUST	70,492	$1.8M	0.46%
38	VWOBVANGUARD WHITEHALL FDS	22,725	$1.5M	0.39%
39	VTIPVANGUARD MALVERN FDS	29,983	$1.5M	0.38%
40	ORCLORACLE CORP	7,439	$1.4M	0.37%
41	XOMEXXON MOBIL CORP	11,890	$1.4M	0.36%
42	VGTVANGUARD WORLD FD	1,816	$1.4M	0.35%
43	GOOGLALPHABET INC	4,326	$1.4M	0.34%
44	FBNDFIDELITY MERRIMACK STR TR	29,251	$1.3M	0.34%
45	OCGNOCUGEN INC	991,186	$1.3M	0.34%
46	VCITVANGUARD SCOTTSDALE FDS	15,430	$1.3M	0.33%
47	IBMINTERNATIONAL BUSINESS MACHS	4,045	$1.2M	0.30%
48	VOOVANGUARD INDEX FDS	1,837	$1.2M	0.29%
49	IBITISHARES BITCOIN TRUST ETF	22,878	$1.1M	0.29%
50	VGSHVANGUARD SCOTTSDALE FDS	18,824	$1.1M	0.28%
51	RTXRTX CORPORATION	5,993	$1.1M	0.28%
52	JNJJOHNSON & JOHNSON	5,189	$1.1M	0.27%
53	AGGISHARES TR	9,951	$993K	0.25%
54	TRVTRAVELERS COMPANIES INC	3,368	$976K	0.25%
55	SUBISHARES TR	9,058	$966K	0.25%
56	SYKSTRYKER CORPORATION	2,712	$953K	0.24%
57	ACNACCENTURE PLC IRELAND	3,454	$926K	0.24%
58	GOOGALPHABET INC	2,852	$895K	0.23%
59	GQ9SPDR GOLD TR	2,022	$801K	0.20%
60	METAMETA PLATFORMS INC	1,208	$797K	0.20%
61	IVWISHARES TR	5,934	$731K	0.19%
62	VOVANGUARD INDEX FDS	2,307	$669K	0.17%
63	VVVANGUARD INDEX FDS	2,110	$664K	0.17%
64	SCHPSCHWAB STRATEGIC TR	25,064	$663K	0.17%
65	VBKVANGUARD INDEX FDS	2,066	$624K	0.16%
66	ITMVANECK ETF TRUST	12,109	$571K	0.15%
67	SHVISHARES TR	4,967	$547K	0.14%
68	CTVACORTEVA INC	8,072	$541K	0.14%
69	VXUSVANGUARD STAR FDS	7,163	$540K	0.14%
70	NVGNUVEEN AMT FREE MUN CR INC F	41,400	$524K	0.13%
71	MTUMISHARES TR	2,067	$517K	0.13%
72	NZFNUVEEN MUNICIPAL CREDIT INC	40,925	$514K	0.13%
73	EOSEEOS ENERGY ENTERPRISES INC	44,877	$514K	0.13%
74	VBRVANGUARD INDEX FDS	2,392	$506K	0.13%
75	XNEAXNUVEEN AMT FREE QLTY MUN INC	43,500	$505K	0.13%
76	VTVANGUARD INTL EQUITY INDEX F	3,439	$485K	0.12%
77	SOXXISHARES TR	1,571	$473K	0.12%
78	TSLATESLA INC	1,041	$468K	0.12%
79	EEMVISHARES INC	6,965	$446K	0.11%
80	WMTWALMART INC	3,981	$443K	0.11%
81	CRWDCROWDSTRIKE HLDGS INC	928	$435K	0.11%
82	AQLTISHARES TR	18,057	$415K	0.11%
83	EQTEQT CORP	7,644	$409K	0.10%
84	SPYSPDR S&P 500 ETF TR	601	$409K	0.10%
85	CSXCSX CORP	10,985	$398K	0.10%
86	IAU*ISHARES GOLD TR	4,835	$392K	0.10%
87	SLVISHARES SILVER TR	6,100	$392K	0.10%
88	SCHRSCHWAB STRATEGIC TR	15,493	$388K	0.10%
89	LLYELI LILLY & CO	357	$383K	0.10%
90	PANWPALO ALTO NETWORKS INC	2,060	$379K	0.10%
91	TXTTEXTRON INC	4,315	$376K	0.10%
92	IWMISHARES TR	1,526	$375K	0.10%
93	PLTRPALANTIR TECHNOLOGIES INC	2,092	$371K	0.09%
94	NFLXNETFLIX INC	3,960	$371K	0.09%
95	DGROISHARES TR	5,304	$368K	0.09%
96	EXPEEXPEDIA GROUP INC	1,235	$349K	0.09%
97	USHYISHARES TR	9,000	$336K	0.09%
98	SCHXSCHWAB STRATEGIC TR	12,507	$336K	0.09%
99	BBNBLACKROCK TAX MUNICPAL BD TR	20,585	$335K	0.09%
100	VVISA INC	927	$325K	0.08%

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