Strategic Financial Services, Inc. Q3 2025 Filing

Filed November 14, 2025

Portfolio Value

$2.0T

Holdings

142

Report Date

Q3 2025

Filing Type

13F-HR

All Holdings (142 positions)

#StockSharesValue% PortfolioType
1
INTFISHARES TR
8,598,454$308.8B15.49%
2
SMLFISHARES TR
3,745,097$278.4B13.97%
3
LRGFISHARES TR
3,808,047$263.1B13.20%
4
VGITVANGUARD SCOTTSDALE FDS
2,333,044$140.1B7.03%
5
GLDMWORLD GOLD TR
1,397,914$106.9B5.36%
6
EMGFISHARES INC
1,873,012$106.0B5.32%
7
VCSHVANGUARD SCOTTSDALE FDS
1,056,698$84.5B4.24%
8
VCITVANGUARD SCOTTSDALE FDS
818,802$68.9B3.46%
9
VGLTVANGUARD SCOTTSDALE FDS
1,186,149$67.4B3.38%
10
MTUMISHARES TR
219,222$56.2B2.82%
11
VFMOVANGUARD WELLINGTON FD
280,279$53.7B2.69%
12
VTIPVANGUARD MALVERN FDS
777,530$39.4B1.98%
13
DFIVDIMENSIONAL ETF TRUST
851,030$39.2B1.97%
14
GSIEGOLDMAN SACHS ETF TR
927,844$38.1B1.91%
15
EUSAISHARES INC
350,890$36.1B1.81%
16
GVIISHARES TR
278,586$29.9B1.50%
17
XBISPDR SERIES TRUST
285,137$28.6B1.43%
18
AAPLAPPLE INC
71,604$18.2B0.91%
19
SIZEISHARES TR
102,372$16.5B0.83%
20
VWOBVANGUARD WHITEHALL FDS
211,666$14.2B0.71%
21
GSLCGOLDMAN SACHS ETF TR
98,740$12.9B0.65%
22
GQ9SPDR GOLD TR
27,762$9.9B0.50%
23
GEMGOLDMAN SACHS ETF TR
236,749$9.6B0.48%
24
MSFTMICROSOFT CORP
17,110$8.9B0.44%
25
GOOGALPHABET INC
34,912$8.5B0.43%
26
JPMJPMORGAN CHASE & CO.
25,969$8.2B0.41%
27
GSSCGOLDMAN SACHS ETF TR
101,865$7.6B0.38%
28
ORCLORACLE CORP
24,449$6.9B0.35%
29
VVISA INC
16,486$5.6B0.28%
30
KLACKLA CORP
5,050$5.4B0.27%
31
MCKMCKESSON CORP
6,877$5.3B0.27%
32
LRCXLAM RESEARCH CORP
38,629$5.2B0.26%
33
BLKBLACKROCK INC
3,363$3.9B0.20%
34
JMOMJ P MORGAN EXCHANGE TRADED F
50,403$3.4B0.17%
35
GEGE AEROSPACE
10,966$3.3B0.17%
36
TSLATESLA INC
6,835$3.0B0.15%
37
QCOMQUALCOMM INC
16,925$2.8B0.14%
38
SPTLSPDR SERIES TRUST
104,183$2.8B0.14%
39
COSTCOSTCO WHSL CORP NEW
3,022$2.8B0.14%
40
MTBM & T BK CORP
14,140$2.8B0.14%
41
VTIVANGUARD INDEX FDS
8,366$2.7B0.14%
42
NEENEXTERA ENERGY INC
34,207$2.6B0.13%
43
BKNGBOOKING HOLDINGS INC
434$2.3B0.12%
44
AMZNAMAZON COM INC
10,634$2.3B0.12%
45
XOMEXXON MOBIL CORP
20,666$2.3B0.12%
46
BRK/BBERKSHIRE HATHAWAY INC DEL
4,512$2.3B0.11%
47
GOOGLALPHABET INC
8,873$2.2B0.11%
48
NVDANVIDIA CORPORATION
11,119$2.1B0.10%
49
TJXTJX COS INC NEW
13,428$1.9B0.10%
50
VXUSVANGUARD STAR FDS
26,000$1.9B0.10%
51
IGSBISHARES TR
35,628$1.9B0.09%
52
CSCOCISCO SYS INC
25,244$1.7B0.09%
53
NXPINXP SEMICONDUCTORS N V
7,336$1.7B0.08%
54
JNJJOHNSON & JOHNSON
8,950$1.7B0.08%
55
MRKMERCK & CO INC
19,309$1.6B0.08%
56
PEPPEPSICO INC
11,122$1.6B0.08%
57
UNHUNITEDHEALTH GROUP INC
4,314$1.5B0.07%
58
SBIOALPS ETF TR
37,593$1.5B0.07%
59
GEVGE VERNOVA INC
2,297$1.4B0.07%
60
VTWOVANGUARD SCOTTSDALE FDS
14,035$1.4B0.07%
61
VTEBVANGUARD MUN BD FDS
27,162$1.4B0.07%
62
ULTAULTA BEAUTY INC
2,234$1.2B0.06%
63
IWFISHARES TR
2,568$1.2B0.06%
64
VUGVANGUARD INDEX FDS
2,426$1.2B0.06%
65
VIGVANGUARD SPECIALIZED FUNDS
5,242$1.1B0.06%
66
IBMINTERNATIONAL BUSINESS MACHS
3,983$1.1B0.06%
67
PGPROCTER AND GAMBLE CO
6,853$1.1B0.05%
68
SPYSPDR S&P 500 ETF TR
1,548$1.0B0.05%
69
METAMETA PLATFORMS INC
1,397$1.0B0.05%
70
MAMASTERCARD INCORPORATED
1,772$1.0B0.05%
71
ABBVABBVIE INC
4,155$962.0M0.05%
72
VEAVANGUARD TAX-MANAGED FDS
15,355$920.1M0.05%
73
GSGOLDMAN SACHS GROUP INC
1,035$824.2M0.04%
74
PSXPHILLIPS 66
5,997$815.7M0.04%
75
DWDMORGAN STANLEY
5,125$814.7M0.04%
76
ADPAUTOMATIC DATA PROCESSING IN
2,523$740.5M0.04%
77
VOTVANGUARD INDEX FDS
2,362$693.9M0.03%
78
WMTWALMART INC
6,710$691.5M0.03%
79
DEDEERE & CO
1,511$690.9M0.03%
80
SUBISHARES TR
6,392$682.5M0.03%
81
VWOVANGUARD INTL EQUITY INDEX F
12,177$659.8M0.03%
82
DFATDIMENSIONAL ETF TRUST
10,658$620.4M0.03%
83
HDHOME DEPOT INC
1,475$597.7M0.03%
84
SCHWSCHWAB CHARLES CORP
6,199$591.8M0.03%
85
MCDMCDONALDS CORP
1,932$587.2M0.03%
86
IDXXIDEXX LABS INC
908$580.1M0.03%
87
CBCHUBB LIMITED
2,053$579.5M0.03%
88
AVGOBROADCOM INC
1,744$575.2M0.03%
89
PSAPUBLIC STORAGE OPER CO
1,896$547.7M0.03%
90
CBUCOMMUNITY FINANCIAL SYSTEM I
8,812$516.7M0.03%
91
IEMGISHARES INC
7,665$505.3M0.03%
92
NWFLNORWOOD FINANCIAL CORP
19,846$504.5M0.03%
93
ABTABBOTT LABS
3,458$463.1M0.02%
94
RTXRTX CORPORATION
2,756$461.2M0.02%
95
VBVANGUARD INDEX FDS
1,762$448.0M0.02%
96
KOCOCA COLA CO
6,721$445.7M0.02%
97
DFUVDIMENSIONAL ETF TRUST
9,875$441.3M0.02%
98
VONEVANGUARD SCOTTSDALE FDS
1,425$430.8M0.02%
99
CNMDCONMED CORP
9,024$424.4M0.02%
100
VLUEISHARES TR
3,390$423.9M0.02%
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