Waterford Advisors, LLC Q4 2025 Filing

Filed February 20, 2026

Portfolio Value

$256.0B

Holdings

48

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (48 positions)

#StockSharesValue% PortfolioType
1
IVVISHARES TR
89,097$61.0B23.84%
2
VUGVANGUARD INDEX FDS
61,689$30.1B11.76%
3
VTVVANGUARD INDEX FDS
152,498$29.1B11.38%
4
VEAVANGUARD TAX-MANAGED FDS
389,663$24.3B9.51%
5
DFNMDIMENSIONAL ETF TRUST
527,277$23.8B9.31%
6
SCHASCHWAB STRATEGIC TR
674,601$19.2B7.51%
7
VWOVANGUARD INTL EQUITY INDEX F
203,140$10.9B4.27%
8
DFSVDIMENSIONAL ETF TRUST
279,065$10.1B3.93%
9
VOTVANGUARD INDEX FDS
22,986$5.8B2.26%
10
SCHFSCHWAB STRATEGIC TR
212,113$5.1B1.99%
11
SCHGSCHWAB STRATEGIC TR
147,643$4.4B1.71%
12
RTXRTX CORPORATION
15,105$2.8B1.08%
13
RSPINVESCO EXCHANGE TRADED FD T
13,663$2.6B1.02%
14
CBSHCOMMERCE BANCSHARES INC
44,863$2.6B1.01%
15
AAPLAPPLE INC
8,475$2.3B0.90%
16
BRK-BBERKSHIRE HATHAWAY INC DEL
3$2.3B0.88%
17
KEYKEYCORP
83,952$1.7B0.68%
18
PGRPROGRESSIVE CORP
7,056$1.6B0.63%
19
MSFTMICROSOFT CORP
2,730$1.3B0.52%
20
NVDANVIDIA CORPORATION
6,202$1.2B0.45%
21
SCHVSCHWAB STRATEGIC TR
34,807$1.1B0.44%
22
VBVANGUARD INDEX FDS
3,729$961.0M0.38%
23
SPYSPDR S&P 500 ETF TR
1,332$908.0M0.35%
24
EFAISHARES TR
9,146$878.0M0.34%
25
APHAMPHENOL CORP NEW
6,284$849.0M0.33%
26
JPMJPMORGAN CHASE & CO.
2,213$713.0M0.28%
27
CARRCARRIER GLOBAL CORPORATION
13,381$707.0M0.28%
28
EWZISHARES INC
3,688$685.0M0.27%
29
OTISOTIS WORLDWIDE CORP
6,690$584.0M0.23%
30
SCHBSCHWAB STRATEGIC TR
21,744$570.0M0.22%
31
CATCATERPILLAR INC
885$506.0M0.20%
32
VVISA INC
1,292$453.0M0.18%
33
HDHOME DEPOT INC
1,313$451.0M0.18%
34
SCHESCHWAB STRATEGIC TR
12,580$410.0M0.16%
35
METAMETA PLATFORMS INC
522$344.0M0.13%
36
AMGNAMGEN INC
1,041$340.0M0.13%
37
XOMEXXON MOBIL CORP
2,702$325.0M0.13%
38
TSLATESLA INC
719$323.0M0.13%
39
VOOVANGUARD INDEX FDS
469$294.0M0.11%
40
MRKMERCK & CO INC
2,778$292.0M0.11%
41
AMZNAMAZON COM INC
1,241$286.0M0.11%
42
SHWSHERWIN WILLIAMS CO
873$282.0M0.11%
43
SCHXSCHWAB STRATEGIC TR
9,987$273.0M0.11%
44
EEMISHARES TR
4,967$271.0M0.11%
45
JNJJOHNSON & JOHNSON
1,141$236.0M0.09%
46
SOSOUTHERN CO
2,671$232.0M0.09%
47
BACBANK AMERICA CORP
4,131$227.0M0.09%
48
CVXCHEVRON CORP NEW
1,379$210.0M0.08%