Wells Financial Advisors INC Q4 2025 Filing

Filed February 2, 2026

Portfolio Value

$52.6M

Holdings

72

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (72 positions)

#StockSharesValue% PortfolioType
1
MGKVANGUARD MEGA CAP GROWTH ETF
16,735$6.9M13.13%
2
VUGVANGUARD GROWTH INDEX FUND ETF
12,131$5.9M11.25%
3
GQ9SPDR GOLD SHARES ETF
9,893$3.9M7.45%
4
USMVISHARES MSCI USA MIN VOL FACTOR ETF
37,565$3.5M6.72%
5
VYMVANGUARD HIGH DIVIDEND YIELD INDEX ETF
22,592$3.2M6.16%
6
MGVVANGUARD MEGA CAP VALUE ETF
18,723$2.6M5.02%
7
QUALISHARES MSCI USA QUALITY FACTOR ETF
12,111$2.4M4.57%
8
SPYGSTATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF
21,866$2.3M4.43%
9
VOVANGUARD MID-CAP INDEX FUND ETF
6,715$1.9M3.70%
10
VBVANGUARD SMALL-CAP INDEX FUND ETF
7,139$1.8M3.50%
11
SPYVSTATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF
29,055$1.6M3.14%
12
VVVANGUARD LARGE-CAP INDEX FUND ETF
5,055$1.6M3.02%
13
VTVVANGUARD VALUE FUND ETF
6,715$1.3M2.44%
14
VGITVANGUARD INTERMEDIATE-TERM TREASURY ETF
19,570$1.2M2.23%
15
DGROISHARES CORE DIVIDEND GROWTH ETF
14,681$1.0M1.94%
16
TLHISHARES 10-20 YEAR TREASURY BOND ETF
9,271$942K1.79%
17
BNDVANGUARD TOTAL BOND MARKET ETF
12,171$901K1.71%
18
DYNFISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF
12,005$730K1.39%
19
BINCISHARES FLEXIBLE INCOME ACTIVE ETF
13,579$716K1.36%
20
IVVISHARES CORE S&P 500 ETF
945$647K1.23%
21
VGSHVANGUARD SHORT-TERM TREASURY ETF
9,740$572K1.09%
22
VIGVANGUARD DIVIDEND APPRECIATION INDEX FUND ETF
2,434$534K1.01%
23
SUSCISHARES ESG AWARE USD CORPORATE BOND ETF
22,345$522K0.99%
24
IQLTISHARES MSCI INTL QUALITY FACTOR ETF
10,801$490K0.93%
25
VOTVANGUARD MID-CAP GROWTH INDEX FUND ETF
1,246$347K0.66%
26
IJHISHARES S&P MID-CAP FUND ETF
4,960$327K0.62%
27
ESMLISHARES ESG AWARE MSCI USA SMALL-CAP ETF
7,085$325K0.62%
28
VTEBVANGUARD TAX-EXEMPT BOND ETF
5,880$295K0.56%
29
SUSBISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF
10,660$269K0.51%
30
VOOVANGUARD S&P 500 ETF
400$250K0.48%
31
CWBSTATE STREET SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF
2,570$229K0.44%
32
IJRISHARES S&P SMALL-CAP FUND ETF
1,898$228K0.43%
33
VBKVANGUARD SMALL-CAP GROWTH ETF
731$220K0.42%
34
IUSBISHARES CORE TOTAL USD BOND MARKET ETF
4,220$196K0.37%
35
VOEVANGUARD MID-CAP VALUE INDEX FUND ETF
1,099$194K0.37%
36
EFIVSTATE STREET SPDR S&P 500 ESG ETF
2,610$172K0.33%
37
VBRVANGUARD SMALL-CAP VALUE INDEX FUND ETF
764$161K0.31%
38
EFVISHARES MSCI EAFE VALUE ETF
2,055$146K0.28%
39
THROISHARES U.S. THEMATIC ROTATION ACTIVE ETF
3,670$141K0.27%
40
AGGISHARES CORE U.S. AGGREGATE BOND ETF
1,397$139K0.26%
41
EFGISHARES MSCI EAFE GROWTH ETF
1,115$127K0.24%
42
IYWISHARES U.S. TECHNOLOGY ETF
625$124K0.24%
43
TLTISHARES 20 YEAR TREASURY BOND ETF
1,352$117K0.22%
44
VCITVANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF
1,330$111K0.21%
45
EMXCISHARES MSCI EMERGING MARKETS EX CHINA ETF
1,340$97K0.18%
46
SHYGISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF
2,135$91K0.17%
47
GLDMSPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST
985$84K0.16%
48
MTUMISHARES MSCI USA MOMENTUM FACTOR ETF
335$83K0.16%
49
MGCVANGUARD MEGA CAP ETF
274$68K0.13%
50
EQINCOLUMBIA U.S. EQUITY INCOME ETF
1,410$66K0.13%
51
MSFTMICROSOFT CORP COM
133$64K0.12%
52
VMBSVANGUARD MORTGAGE-BACKED SECURITIES ETF
1,213$57K0.11%
53
SHLDGLOBAL X DEFENSE TECH ETF
831$53K0.10%
54
ESGVVANGUARD ESG U.S. STOCK ETF
400$48K0.09%
55
SLVISHARES SILVER TRUST
600$38K0.07%
56
XJHISHARES ESG SELECT SCREENED S&P MID-CAP ETF
800$35K0.07%
57
VSGXVANGUARD ESG INTERNATIONAL STOCK ETF
500$35K0.07%
58
VGTVANGUARD INFORMATION TECHNOLOGY ETF
39$29K0.06%
59
AVGOBROADCOM INC COM
70$24K0.05%
60
BAIISHARES A.I. INNOVATION AND TECH ACTIVE ETF
580$19K0.04%
61
ICVTISHARES CONVERTIBLE BOND ETF
175$17K0.03%
62
HYDBISHARES HIGH YIELD SYSTEMATIC BOND ETF
380$17K0.03%
63
IBMINTERNATIONAL BUSINESS MACHS COM
58$17K0.03%
64
SPYMSTATE STREET SPDR PORTFOLIO S&P 500 ETF
200$16K0.03%
65
WMTWALMART INC COM
119$13K0.02%
66
RBLXROBLOX CORP CL A
150$12K0.02%
67
HDHOME DEPOT INC COM
34$11K0.02%
68
VYMIVANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF
60$5K0.01%
69
VIGIVANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF
60$5K0.01%
70
OEFISHARES S&P 100 ETF
8$2K0.00%
71
IEMGISHARES CORE MSCI EMERGING MARKETS ETF
20$1K0.00%
72
KDKYNDRYL HLDGS INC COMMON STOCK
10$00.00%