CITIZENS & NORTHERN CORP Q2 2025 Filing

Filed July 30, 2025

Portfolio Value

$373.7B

Holdings

118

Report Date

Q2 2025

Filing Type

13F-HR

All Holdings (118 positions)

#StockSharesValue% PortfolioType
1
VONGVanguard Russell 1000 Growth ETF
398,999$43.6B11.66%
2
FRELFidelity MSCI Real Estate Index ETF
820,011$22.2B5.93%
3
IGEiShares North American Natural Resources ETF
495,124$21.9B5.86%
4
IEMGiShares Core MSCI Emerging Mkts ETF
357,392$21.5B5.74%
5
IJHiShares S&P MidCap 400 Index Fd
258,700$16.0B4.29%
6
MSFTMicrosoft Corp
31,425$15.6B4.18%
7
NVDANvidia Corp
88,057$13.9B3.72%
8
SPMDSPDR Portfolio S&P 400 Mid Cap ETF
232,206$12.6B3.38%
9
EMBiShares JPMorgan USD Emerging Markets Bond ETF
129,961$12.0B3.22%
10
AAPLApple Computer Inc
58,164$11.9B3.19%
11
AMZNAmazon Communications Inc
40,094$8.8B2.35%
12
GOOGAlphabet Inc Class C
44,781$7.9B2.13%
13
JPMJPMorgan Chase & Co
24,901$7.2B1.93%
14
CZFSCitizens Financial Services Inc
117,081$6.9B1.84%
15
METAMeta Platforms Inc
8,621$6.4B1.70%
16
CZNCCitizens & Northern Corp
323,151$6.1B1.64%
17
DFACDimensional U.S. Core Equity 2 ETF
161,211$5.8B1.55%
18
MAMastercard Inc Class A
8,168$4.6B1.23%
19
COSTCostco Wholesale Corp (New)
4,581$4.5B1.21%
20
MBBiShares Barclays MBS Bond Fund ETF
34,380$3.2B0.86%
21
ORCLOracle Corp
14,452$3.2B0.85%
22
PGProcter & Gamble Co
18,759$3.0B0.80%
23
XOMExxon Mobil Corp
27,598$3.0B0.80%
24
ABTAbbott Labs
21,796$3.0B0.79%
25
CMGChipotle Mexican Grill Inc Corp Common
48,493$2.7B0.73%
26
NSCNorfolk Southern Corp
9,513$2.4B0.65%
27
HDHome Depot Inc
6,572$2.4B0.64%
28
CRMSalesforce, Inc.
8,821$2.4B0.64%
29
CSCOCisco Systems Inc
33,990$2.4B0.63%
30
BXBlackstone Inc
15,607$2.3B0.62%
31
AMDAdvanced Micro Devices Inc
16,247$2.3B0.62%
32
AVDEAvantis International Equity ETF
30,873$2.3B0.61%
33
ABGCencora, Inc.
7,441$2.2B0.60%
34
GDGeneral Dynamics Corp
7,646$2.2B0.60%
35
TJXTjx Companies (New)
17,484$2.2B0.58%
36
MDLZMondelez Intl Inc Class A
32,011$2.2B0.58%
37
HONHoneywell Intl Inc
9,116$2.1B0.57%
38
AMTAmerican Tower REIT Inc
9,302$2.1B0.55%
39
SCHWCharles Schwab Corp
21,944$2.0B0.54%
40
CVSCVS Health Corporation
28,324$2.0B0.52%
41
NOWServicenow Inc
1,853$1.9B0.51%
42
AVGOBroadcom Inc Common
6,812$1.9B0.50%
43
SPYSPDR S&P 500 ETF Trust
2,793$1.7B0.46%
44
KOCoca Cola Co
24,387$1.7B0.46%
45
ADIAnalog Devices Inc
7,039$1.7B0.45%
46
RTXRTX Corporation
11,383$1.7B0.44%
47
PYPLPaypal Holdings, Inc.
21,812$1.6B0.43%
48
ETNEaton Corp
4,530$1.6B0.43%
49
DISDisney Walt Co
13,032$1.6B0.43%
50
CMCSAComcast Corp Class A
44,900$1.6B0.43%
51
GSKGSK PLC ADR
41,436$1.6B0.43%
52
PANWPalo Alto Networks Inc Common
7,752$1.6B0.42%
53
ACNAccenture PLC
5,280$1.6B0.42%
54
ICEIntercontinental Exchange Inc Common
8,585$1.6B0.42%
55
ADBEAdobe Systems Inc
4,066$1.6B0.42%
56
TFCTruist Financial Corporation
36,476$1.6B0.42%
57
BLKBlackrock Funding Inc
1,402$1.5B0.39%
58
CARRCarrier Global Corp
20,056$1.5B0.39%
59
MRSHMarsh & McLennan Cos Inc
6,705$1.5B0.39%
60
BABoeing Co
6,316$1.3B0.35%
61
JNJJohnson & Johnson
8,536$1.3B0.35%
62
NEENextera Energy Inc
17,993$1.2B0.33%
63
SLBSchlumberger Ltd
36,258$1.2B0.33%
64
UNPUnion Pacific Corp
5,295$1.2B0.33%
65
PFEPfizer Inc
49,935$1.2B0.32%
66
CDWCDW Corporation
6,702$1.2B0.32%
67
ZBHZimmer Biomet Holdings, Inc.
12,908$1.2B0.32%
68
NKENike, Inc. Class B
16,410$1.2B0.31%
69
AVUSAvantis US Equity ETF
11,523$1.2B0.31%
70
CVXChevron Corp
8,041$1.2B0.31%
71
BDXBecton, Dickinson & Co.
6,569$1.1B0.30%
72
DONSPDR Dow Jones Industrial Average ETF Trust
2,543$1.1B0.30%
73
BNDXVanguard Total International Bond Index Fund ETF
22,612$1.1B0.30%
74
FDXFedex Corp
4,829$1.1B0.29%
75
EOGEOG Resources, Inc.
8,921$1.1B0.29%
76
BBWIBath & Body Works
35,410$1.1B0.28%
77
GLWCorning Inc
19,658$1.0B0.28%
78
MCDMcDonalds Corp
3,163$924.1M0.25%
79
BMYBristol Myers Squibb Co
19,646$909.4M0.24%
80
IWFiShares Trust Russell 1000 Growth ETF
2,136$906.9M0.24%
81
BIIBBiogen Idec Inc
7,028$882.6M0.24%
82
VIGVanguard Dividend Appreciation Index ETF
4,123$843.9M0.23%
83
IBMInternational Business Machines
2,859$842.8M0.23%
84
SPTLSPDR Portfolio Long Term Treasury ETF
30,543$811.8M0.22%
85
FCXFreeport-McMoran, Inc.
18,019$781.1M0.21%
86
DDDuPont de Nemours Inc
11,376$780.3M0.21%
87
BRK/BBerkshire Hathaway Inc Class B New
1,574$764.6M0.20%
88
MTBM & T Bank Corp
3,891$754.8M0.20%
89
BACVerizon Communications
15,664$677.8M0.18%
90
ROPRoper Industries Inc New
1,115$632.0M0.17%
91
SUBiShares Short-Term National Muni Bond ETF
5,929$630.5M0.17%
92
HALHalliburton Co
30,075$612.9M0.16%
93
IWDiShares Russell 1000 Value ETF
2,967$576.3M0.15%
94
HYGiShares iBoxx $ High Yield Corp Bond ETF
7,019$566.1M0.15%
95
TIPiShares Barclays TIPS Bond Fund
5,134$564.9M0.15%
96
SPTSSPDR Portfolio Short Term Treasury ETF
18,925$554.3M0.15%
97
DFICDFA Dimensional International Core Equity 2 ETF
17,326$538.7M0.14%
98
TAT&T Inc
17,047$493.3M0.13%
99
ITWIllinois Tool Works Inc
1,876$463.8M0.12%
100
DEDeere & Co
886$450.5M0.12%
Page 1 of 2Next