CITIZENS & NORTHERN CORP Q4 2025 Filing

Filed January 28, 2026

Portfolio Value

$403.6M

Holdings

124

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (124 positions)

StockValue
VONGVanguard Russell 1000 Growth ETF
$44.8M
FRELFidelity MSCI Real Estate Index ETF
$29.2M
IGEiShares North American Natural Resources ETF
$24.7M
IEMGiShares Core MSCI Emerging Mkts ETF
$22.3M
IJHiShares S&P MidCap 400 Index Fd
$17.1M
NVDANvidia Corp
$15.3M
AAPLApple Computer Inc
$14.5M
MSFTMicrosoft Corp
$13.7M
SPMDState Street SPDR Portfolio S&P 400 Mid Cap ETF
$13.6M
EMBiShares JPMorgan USD Emerging Markets Bond ETF
$12.7M
GOOGAlphabet Inc Class C
$12.7M
DFACDimensional U.S. Core Equity 2 ETF
$9.4M
AMZNAmazon Communications Inc
$8.7M
CZNCCitizens & Northern Corp
$7.3M
CZFSCitizens Financial Services Inc
$6.7M
JPMJPMorgan Chase & Co
$6.5M
METAMeta Platforms Inc
$5.8M
AVDEAvantis International Equity ETF
$4.5M
MAMastercard Inc Class A
$4.5M
COSTCostco Wholesale Corp (New)
$3.8M
AMDAdvanced Micro Devices Inc
$3.4M
MBBiShares Barclays MBS Bond Fund ETF
$3.4M
XOMExxon Mobil Corp
$3.2M
ORCLOracle Corp
$2.8M
PGProcter & Gamble Co
$2.7M
TJXTjx Companies (New)
$2.6M
ABTAbbott Labs
$2.6M
RTXRTX Corporation
$2.5M
CSCOCisco Systems Inc
$2.5M
ADIAnalog Devices Inc
$2.5M
CATCaterpillar Inc
$2.4M
ABGCencora, Inc.
$2.4M
BXBlackstone Inc
$2.4M
AVGOBroadcom Inc Common
$2.3M
CRMSalesforce, Inc.
$2.2M
CVSCVS Health Corporation
$2.1M
SCHWCharles Schwab Corp
$2.1M
NSCNorfolk Southern Corp
$2.0M
SPYState Street SPDR S&P 500 ETF Trust
$2.0M
BABoeing Co
$1.9M
GSKGSK PLC ADR
$1.9M
HDHome Depot Inc
$1.9M
GLWCorning Inc
$1.9M
GDGeneral Dynamics Corp
$1.8M
KKRKKR & Co Inc
$1.8M
JNJJohnson & Johnson
$1.7M
KOCoca Cola Co
$1.6M
TRVCCitigroup Inc Common New
$1.6M
PYPLPaypal Holdings, Inc.
$1.6M
AMTAmerican Tower REIT Inc
$1.6M
AVUSAvantis US Equity ETF
$1.5M
ACNAccenture PLC
$1.5M
NFLXNetflix Inc Corp
$1.5M
DISDisney Walt Co
$1.5M
ETNEaton Corp
$1.4M
CMGChipotle Mexican Grill Inc Corp Common
$1.4M
NOWServicenow Inc
$1.4M
NEENextera Energy Inc
$1.4M
PANWPalo Alto Networks Inc Common
$1.4M
ICEIntercontinental Exchange Inc Common
$1.3M
ADBEAdobe Systems Inc
$1.3M
SLBSLB Limited
$1.3M
EMREmerson Electric Co
$1.3M
INTUIntuit
$1.3M
MDLZMondelez Intl Inc Class A
$1.3M
DONSPDR Dow Jones Industrial Average ETF Trust
$1.2M
BIIBBiogen Idec Inc
$1.2M
MRSHMarsh
$1.2M
PFEPfizer Inc
$1.2M
CVXChevron Corp
$1.2M
UNPUnion Pacific Corp
$1.2M
BNDXVanguard Total International Bond Index Fund ETF
$1.2M
EOGEOG Resources, Inc.
$1.1M
NKENike, Inc. Class B
$1.1M
TPRTapestry Inc Common
$1.1M
IWFiShares Trust Russell 1000 Growth ETF
$1.1M
CARRCarrier Global Corp
$1.0M
BMYBristol Myers Squibb Co
$1.0M
MCDMcDonalds Corp
$944K
FCXFreeport-McMoran, Inc.
$914K
DDDuPont de Nemours Inc
$889K
HYGiShares iBoxx $ High Yield Corp Bond ETF
$872K
IBMInternational Business Machines
$838K
BDXBecton, Dickinson & Co.
$821K
SPTLState Street SPDR Portfolio Long Term Treasury ETF
$804K
SPTSState Street SPDR Portfolio Short Term Treasury ETF
$788K
AVEMAvantis Emerging Markets Equity ETF
$781K
MTBM & T Bank Corp
$733K
BRK/BBerkshire Hathaway Inc Class B New
$731K
ZBHZimmer Biomet Holdings, Inc.
$726K
IWDiShares Russell 1000 Value ETF
$637K
SUBiShares Short-Term National Muni Bond ETF
$632K
VIGVanguard Dividend Appreciation Index ETF
$629K
BACVerizon Communications
$620K
DFICDFA Dimensional International Core Equity 2 ETF
$597K
TIPiShares Barclays TIPS Bond Fund
$593K
ROPRoper Industries Inc New
$496K
ITWIllinois Tool Works Inc
$467K
BBWIBath & Body Works
$439K
DFEMDFA Dimensional Emerging Markets Core Equity 2 ETF
$424K
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