Financial Plan, Inc. Q4 2025 Filing

Filed January 28, 2026

Portfolio Value

$871.1M

Holdings

94

Report Date

Q4 2025

Filing Type

13F-HR

All Holdings (94 positions)

#StockSharesValue% PortfolioType
1
AVUSAMERICAN CENTY ETF TR
1,335,641$149.3M17.14%
2
DFACDIMENSIONAL ETF TRUST
3,337,061$132.1M15.17%
3
AVDEAMERICAN CENTY ETF TR
1,135,214$93.5M10.73%
4
DFICDIMENSIONAL ETF TRUST
1,409,479$48.6M5.58%
5
DUSBDIMENSIONAL ETF TRUST
895,485$45.4M5.21%
6
DFSDDIMENSIONAL ETF TRUST
780,212$37.4M4.29%
7
AVEMAMERICAN CENTY ETF TR
473,111$36.4M4.18%
8
AVSFAMERICAN CENTY ETF TR
740,489$34.9M4.00%
9
VTIPVANGUARD MALVERN FDS
592,384$29.3M3.36%
10
AVREAMERICAN CENTY ETF TR
600,852$26.2M3.00%
11
DFAXDIMENSIONAL ETF TRUST
738,610$24.2M2.78%
12
SPMBSPDR SERIES TRUST
1,037,860$23.3M2.67%
13
DFGRDIMENSIONAL ETF TRUST
851,353$22.5M2.58%
14
DFEMDIMENSIONAL ETF TRUST
667,418$22.1M2.53%
15
DFCFDIMENSIONAL ETF TRUST
451,001$19.2M2.20%
16
STIPISHARES TR
97,695$10.0M1.15%
17
AAPLAPPLE INC
29,698$8.1M0.93%
18
VCSHVANGUARD SCOTTSDALE FDS
92,256$7.4M0.84%
19
VGSHVANGUARD SCOTTSDALE FDS
115,968$6.8M0.78%
20
DFIPDIMENSIONAL ETF TRUST
146,870$6.1M0.70%
21
BSVVANGUARD BD INDEX FDS
76,734$6.0M0.69%
22
MSFTMICROSOFT CORP
11,382$5.5M0.63%
23
AVIGAMERICAN CENTY ETF TR
112,980$4.7M0.54%
24
AVUVAMERICAN CENTY ETF TR
43,866$4.5M0.51%
25
SPSBSPDR SERIES TRUST
140,432$4.2M0.49%
26
GQ9SPDR GOLD TR
10,198$4.0M0.46%
27
VTVANGUARD INTL EQUITY INDEX F
28,198$4.0M0.46%
28
SUBISHARES TR
32,714$3.5M0.40%
29
DFAIDIMENSIONAL ETF TRUST
87,172$3.3M0.38%
30
CATCATERPILLAR INC
5,511$3.2M0.36%
31
VTEBVANGUARD MUN BD FDS
53,228$2.7M0.31%
32
SLVISHARES SILVER TR
40,767$2.6M0.30%
33
VTIVANGUARD INDEX FDS
7,428$2.5M0.29%
34
REETISHARES TR
91,744$2.3M0.26%
35
SHVISHARES TR
19,942$2.2M0.25%
36
TSLATESLA INC
3,851$1.7M0.20%
37
AVDVAMERICAN CENTY ETF TR
18,055$1.7M0.19%
38
BRK-BBERKSHIRE HATHAWAY INC DEL
2$1.5M0.17%
39
DFAUDIMENSIONAL ETF TRUST
32,023$1.5M0.17%
40
BKBANK NEW YORK MELLON CORP
12,297$1.4M0.16%
41
IWFISHARES TR
2,750$1.3M0.15%
42
SPTMSPDR SERIES TRUST
15,278$1.3M0.14%
43
DFUSDIMENSIONAL ETF TRUST
15,393$1.1M0.13%
44
COSTCOSTCO WHSL CORP NEW
1,289$1.1M0.13%
45
NVDANVIDIA CORPORATION
5,843$1.1M0.13%
46
AVSUAMERICAN CENTY ETF TR
13,880$1.1M0.12%
47
TRMBTRIMBLE INC
12,500$979K0.11%
48
AVGEAMERICAN CENTY ETF TR
10,498$901K0.10%
49
DFSVDIMENSIONAL ETF TRUST
25,689$844K0.10%
50
DFNMDIMENSIONAL ETF TRUST
17,491$842K0.10%
51
DFSUDIMENSIONAL ETF TRUST
19,317$838K0.10%
52
SPABSPDR SERIES TRUST
31,493$810K0.09%
53
BABOEING CO
3,544$769K0.09%
54
DXUVDIMENSIONAL ETF TRUST
12,845$767K0.09%
55
GOOGALPHABET INC
1,860$583K0.07%
56
MTRXMATRIX SVC CO
47,615$557K0.06%
57
AVSDAMERICAN CENTY ETF TR
7,206$535K0.06%
58
VGTVANGUARD WORLD FD
691$520K0.06%
59
AVMUAMERICAN CENTY ETF TR
10,528$486K0.06%
60
AMZNAMAZON COM INC
2,085$481K0.06%
61
NOWSERVICENOW INC
3,045$466K0.05%
62
ABTABBOTT LABS
3,635$455K0.05%
63
AVLVAMERICAN CENTY ETF TR
5,946$450K0.05%
64
VOOVANGUARD INDEX FDS
686$430K0.05%
65
AVGOBROADCOM INC
1,242$429K0.05%
66
DFSIDIMENSIONAL ETF TRUST
9,634$412K0.05%
67
TYTRI CONTL CORP
11,988$391K0.04%
68
MBBISHARES TR
4,088$389K0.04%
69
MEARISHARES U S ETF TR
7,300$367K0.04%
70
IVVISHARES TR
533$365K0.04%
71
GLWCORNING INC
4,000$350K0.04%
72
SPEMSPDR INDEX SHS FDS
7,399$346K0.04%
73
SPDWSPDR INDEX SHS FDS
7,702$342K0.04%
74
MCDMCDONALDS CORP
1,035$316K0.04%
75
JNJJOHNSON & JOHNSON
1,508$312K0.04%
76
SUSBISHARES TR
12,305$310K0.04%
77
BAC 7.25 PERP LBANK AMERICA CORP
213$266K0.03%
78
ABBVABBVIE INC
1,164$265K0.03%
79
DFSBDIMENSIONAL ETF TRUST
4,839$250K0.03%
80
ETENERGY TRANSFER L P
15,000$247K0.03%
81
XOMEXXON MOBIL CORP
1,969$236K0.03%
82
VTESVANGUARD WELLINGTON FD
2,275$231K0.03%
83
USBUS BANCORP DEL
3,961$211K0.02%
84
AVSEAMERICAN CENTY ETF TR
3,166$205K0.02%
85
DYT1DYNEX CAP INC
12,500$175K0.02%
86
GGNGAMCO GLOBAL GOLD NAT RES &
25,027$129K0.01%
87
YIBOPLANET IMAGE INTL LTD
32,000$30K0.00%
88
ITPIT TECH PACKAGING INC
135,000$29K0.00%
89
CJMBCALLAN JMB INC
21,114$23K0.00%
90
AMTXAEMETIS INC
16,000$22K0.00%
91
ENSCENSYSCE BIOSCIENCES INC
24,000$22K0.00%
92
PLUNPLUG POWER INC
11,000$21K0.00%
93
UOKAMDJM LTD
10,000$20K0.00%
94
USBCUSBC INC.
25,000$15K0.00%