RETIREMENT INCOME SOLUTIONS, INC Q3 2025 Filing

Filed October 14, 2025

Portfolio Value

$584.8B

Holdings

165

Report Date

Q3 2025

Filing Type

13F-HR

All Holdings (165 positions)

#StockSharesValue% PortfolioType
1
SPYMSPDR SERIES TRUST
1,658,222$129.9B22.21%
2
JPSTJ P MORGAN EXCHANGE TRADED F
940,277$47.7B8.16%
3
SPYSPDR S&P 500 ETF TR
71,463$47.6B8.14%
4
MINTPIMCO ETF TR
415,933$41.9B7.16%
5
IVVISHARES TR
61,729$41.3B7.06%
6
SPMDSPDR SERIES TRUST
618,083$35.3B6.04%
7
IWFISHARES TR
44,022$20.6B3.53%
8
IJHISHARES TR
253,287$16.5B2.83%
9
GLDMWORLD GOLD TR
133,593$10.2B1.75%
10
SPYXSPDR SERIES TRUST
172,985$9.5B1.62%
11
NDQINVESCO QQQ TR
14,471$8.7B1.49%
12
ESGUISHARES TR
49,051$7.1B1.22%
13
RSPINVESCO EXCHANGE TRADED FD T
37,202$7.1B1.21%
14
IWBISHARES TR
19,298$7.1B1.21%
15
IWDISHARES TR
33,576$6.8B1.17%
16
JMUBJ P MORGAN EXCHANGE TRADED F
131,496$6.6B1.13%
17
MDYSPDR S&P MIDCAP 400 ETF TR
10,419$6.2B1.06%
18
ACWIISHARES TR
39,925$5.5B0.94%
19
AAPLAPPLE INC
21,315$5.4B0.93%
20
FESMFIDELITY COVINGTON TRUST
138,974$5.1B0.87%
21
VOVANGUARD INDEX FDS
14,389$4.2B0.72%
22
AMZNAMAZON COM INC
18,492$4.1B0.69%
23
SPYGSPDR SERIES TRUST
34,835$3.6B0.62%
24
XLKSELECT SECTOR SPDR TR
12,214$3.4B0.59%
25
BRK/BBERKSHIRE HATHAWAY INC DEL
6,757$3.4B0.58%
26
MSFTMICROSOFT CORP
6,164$3.2B0.55%
27
IVWISHARES TR
26,325$3.2B0.54%
28
EFAISHARES TR
31,808$3.0B0.51%
29
VUGVANGUARD INDEX FDS
5,521$2.6B0.45%
30
VOOVANGUARD INDEX FDS
4,293$2.6B0.45%
31
SPYVSPDR SERIES TRUST
43,333$2.4B0.41%
32
IWRISHARES TR
24,771$2.4B0.41%
33
VTIVANGUARD INDEX FDS
7,032$2.3B0.39%
34
IVEISHARES TR
10,799$2.2B0.38%
35
GOOGLALPHABET INC
8,401$2.0B0.35%
36
AVDEAMERICAN CENTY ETF TR
25,113$2.0B0.34%
37
SCHGSCHWAB STRATEGIC TR
56,200$1.8B0.31%
38
NVDANVIDIA CORPORATION
9,508$1.8B0.30%
39
LLYELI LILLY & CO
2,232$1.7B0.29%
40
GOOGALPHABET INC
6,820$1.7B0.28%
41
PNOVINNOVATOR ETFS TRUST
39,639$1.6B0.28%
42
PDECINNOVATOR ETFS TRUST
38,677$1.6B0.28%
43
POCTINNOVATOR ETFS TRUST
37,599$1.6B0.28%
44
GQ9SPDR GOLD TR
4,402$1.6B0.27%
45
SMHVANECK ETF TRUST
4,686$1.5B0.26%
46
JPMJPMORGAN CHASE & CO.
4,131$1.3B0.22%
47
ORCLORACLE CORP
4,386$1.2B0.21%
48
PHOINVESCO EXCHANGE TRADED FD T
17,034$1.2B0.21%
49
VTVVANGUARD INDEX FDS
5,758$1.1B0.18%
50
CWISPDR INDEX SHS FDS
28,829$1.0B0.17%
51
VEUVANGUARD INTL EQUITY INDEX F
13,930$994.2M0.17%
52
PJANINNOVATOR ETFS TRUST
21,486$984.0M0.17%
53
EEMISHARES TR
18,259$975.0M0.17%
54
XMESPDR SERIES TRUST
10,349$964.4M0.16%
55
BKLCBNY MELLON ETF TRUST
7,460$957.7M0.16%
56
XLESELECT SECTOR SPDR TR
10,382$927.5M0.16%
57
EFIVSPDR SERIES TRUST
13,842$880.2M0.15%
58
VONEVANGUARD SCOTTSDALE FDS
2,870$867.7M0.15%
59
IWPISHARES TR
5,417$771.4M0.13%
60
PGPROCTER AND GAMBLE CO
4,918$755.7M0.13%
61
SHYISHARES TR
9,039$749.9M0.13%
62
SCHXSCHWAB STRATEGIC TR
28,455$749.5M0.13%
63
IEIISHARES TR
6,196$740.5M0.13%
64
URTHISHARES INC
3,985$723.5M0.12%
65
DBEFDBX ETF TR
15,448$717.1M0.12%
66
KOCOCA COLA CO
10,635$705.3M0.12%
67
IBMINTERNATIONAL BUSINESS MACHS
2,490$702.6M0.12%
68
VOTVANGUARD INDEX FDS
2,361$693.6M0.12%
69
JNJJOHNSON & JOHNSON
3,740$693.5M0.12%
70
ECLECOLAB INC
2,472$677.0M0.12%
71
IUSGISHARES TR
4,000$658.2M0.11%
72
EAGGISHARES TR
13,635$654.9M0.11%
73
BJUNINNOVATOR ETFS TRUST
14,103$645.1M0.11%
74
SPEMSPDR INDEX SHS FDS
13,759$644.1M0.11%
75
IWSISHARES TR
4,548$635.2M0.11%
76
VBILVANGUARD INSTL INDEX FD
8,344$630.9M0.11%
77
PLTRPALANTIR TECHNOLOGIES INC
3,317$605.1M0.10%
78
SPTSSPDR SERIES TRUST
20,308$595.4M0.10%
79
DFAEDIMENSIONAL ETF TRUST
18,630$587.4M0.10%
80
MRKMERCK & CO INC
6,827$573.0M0.10%
81
MGKVANGUARD WORLD FD
1,414$569.0M0.10%
82
LRCXLAM RESEARCH CORP
4,222$565.3M0.10%
83
ETNEATON CORP PLC
1,489$557.3M0.10%
84
DSIISHARES TR
4,392$553.2M0.09%
85
EDIVSPDR INDEX SHS FDS
14,169$550.5M0.09%
86
PJULINNOVATOR ETFS TRUST
12,013$547.8M0.09%
87
AVGOBROADCOM INC
1,616$533.1M0.09%
88
EFAXSPDR INDEX SHS FDS
10,777$531.5M0.09%
89
PAPRINNOVATOR ETFS TRUST
13,545$519.6M0.09%
90
FBTCFIDELITY WISE ORIGIN BITCOIN
5,132$512.2M0.09%
91
DISDISNEY WALT CO
4,419$506.0M0.09%
92
XLFSELECT SECTOR SPDR TR
9,265$499.1M0.09%
93
ZAUGINNOVATOR ETFS TRUST
18,821$498.0M0.09%
94
VYMVANGUARD WHITEHALL FDS
3,444$485.4M0.08%
95
AMGNAMGEN INC
1,571$443.3M0.08%
96
LNTALLIANT ENERGY CORP
6,502$438.3M0.07%
97
MCDMCDONALDS CORP
1,439$437.3M0.07%
98
EMXCISHARES INC
6,390$431.4M0.07%
99
DFAXDIMENSIONAL ETF TRUST
13,691$429.6M0.07%
100
GAMRAMPLIFY ETF TR
4,286$414.3M0.07%
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