RETIREMENT INCOME SOLUTIONS, INC Q4 2025 Filing
Filed January 27, 2026
Portfolio Value
$589.6B
Holdings
170
Report Date
Q4 2025
Filing Type
13F-HR
All Holdings (170 positions)
| # | Stock | Shares | Value | % Portfolio | Type |
|---|---|---|---|---|---|
| 1 | SPYMSPDR SERIES TRUST | 1,797,996 | $144.2B | 24.46% | |
| 2 | SPYSPDR S&P 500 ETF TR | 70,380 | $48.0B | 8.14% | |
| 3 | SPMDSPDR SERIES TRUST | 702,621 | $40.7B | 6.90% | |
| 4 | IVVISHARES TR | 55,640 | $38.1B | 6.46% | |
| 5 | JPSTJ P MORGAN EXCHANGE TRADED F | 714,240 | $36.1B | 6.13% | |
| 6 | MINTPIMCO ETF TR | 327,797 | $32.9B | 5.58% | |
| 7 | IWFISHARES TR | 42,695 | $20.2B | 3.43% | |
| 8 | IJHISHARES TR | 233,379 | $15.4B | 2.61% | |
| 9 | GLDMWORLD GOLD TR | 131,546 | $11.2B | 1.90% | |
| 10 | SPYXSPDR SERIES TRUST | 173,073 | $9.7B | 1.65% | |
| 11 | NDQINVESCO QQQ TR | 13,396 | $8.2B | 1.40% | |
| 12 | ESGUISHARES TR | 54,307 | $8.1B | 1.37% | |
| 13 | JMUBJ P MORGAN EXCHANGE TRADED F | 142,367 | $7.2B | 1.22% | |
| 14 | RSPINVESCO EXCHANGE TRADED FD T | 36,945 | $7.1B | 1.20% | |
| 15 | IWDISHARES TR | 31,963 | $6.7B | 1.14% | |
| 16 | IWBISHARES TR | 17,274 | $6.5B | 1.09% | |
| 17 | MDYSPDR S&P MIDCAP 400 ETF TR | 10,323 | $6.2B | 1.06% | |
| 18 | ACWIISHARES TR | 41,040 | $5.8B | 0.98% | |
| 19 | AAPLAPPLE INC | 20,530 | $5.6B | 0.95% | |
| 20 | FESMFIDELITY COVINGTON TRUST | 143,461 | $5.4B | 0.92% | |
| 21 | VOVANGUARD INDEX FDS | 14,018 | $4.1B | 0.69% | |
| 22 | AMZNAMAZON COM INC | 17,385 | $4.0B | 0.68% | |
| 23 | AVDEAMERICAN CENTY ETF TR | 47,330 | $3.9B | 0.66% | |
| 24 | DFAEDIMENSIONAL ETF TRUST | 112,093 | $3.6B | 0.62% | |
| 25 | SPYGSPDR SERIES TRUST | 33,785 | $3.6B | 0.61% | |
| 26 | XLKSELECT SECTOR SPDR TR | 23,178 | $3.3B | 0.57% | |
| 27 | BRK/BBERKSHIRE HATHAWAY INC DEL | 6,615 | $3.3B | 0.56% | |
| 28 | IVWISHARES TR | 26,284 | $3.2B | 0.55% | |
| 29 | MSFTMICROSOFT CORP | 6,448 | $3.1B | 0.53% | |
| 30 | EFAISHARES TR | 31,830 | $3.1B | 0.52% | |
| 31 | VOOVANGUARD INDEX FDS | 4,652 | $2.9B | 0.49% | |
| 32 | VUGVANGUARD INDEX FDS | 5,521 | $2.7B | 0.46% | |
| 33 | GOOGLALPHABET INC | 8,442 | $2.6B | 0.45% | |
| 34 | SPYVSPDR SERIES TRUST | 42,796 | $2.4B | 0.41% | |
| 35 | IWRISHARES TR | 25,012 | $2.4B | 0.41% | |
| 36 | VTIVANGUARD INDEX FDS | 7,032 | $2.4B | 0.40% | |
| 37 | GOOGALPHABET INC | 6,828 | $2.1B | 0.36% | |
| 38 | IVEISHARES TR | 9,879 | $2.1B | 0.36% | |
| 39 | SCHGSCHWAB STRATEGIC TR | 61,608 | $2.0B | 0.34% | |
| 40 | NVDANVIDIA CORPORATION | 9,871 | $1.8B | 0.31% | |
| 41 | LLYELI LILLY & CO | 1,643 | $1.8B | 0.30% | |
| 42 | PNOVINNOVATOR ETFS TRUST | 39,639 | $1.7B | 0.28% | |
| 43 | POCTINNOVATOR ETFS TRUST | 35,850 | $1.6B | 0.27% | |
| 44 | SMHVANECK ETF TRUST | 4,181 | $1.5B | 0.26% | |
| 45 | GQ9SPDR GOLD TR | 3,715 | $1.5B | 0.25% | |
| 46 | PDECINNOVATOR ETFS TRUST | 29,708 | $1.3B | 0.22% | |
| 47 | JPMJPMORGAN CHASE & CO. | 3,984 | $1.3B | 0.22% | |
| 48 | EEMISHARES TR | 22,761 | $1.2B | 0.21% | |
| 49 | VEUVANGUARD INTL EQUITY INDEX F | 16,650 | $1.2B | 0.21% | |
| 50 | PHOINVESCO EXCHANGE TRADED FD T | 16,193 | $1.1B | 0.19% | |
| 51 | VTVVANGUARD INDEX FDS | 5,730 | $1.1B | 0.19% | |
| 52 | EFIVSPDR SERIES TRUST | 15,284 | $1.0B | 0.17% | |
| 53 | CWISPDR INDEX SHS FDS | 28,103 | $1.0B | 0.17% | |
| 54 | PJANINNOVATOR ETFS TRUST | 21,400 | $1.0B | 0.17% | |
| 55 | XLESELECT SECTOR SPDR TR | 22,042 | $985.0M | 0.17% | |
| 56 | BKLCBNY MELLON ETF TRUST | 7,460 | $975.0M | 0.17% | |
| 57 | XMESPDR SERIES TRUST | 8,858 | $917.0M | 0.16% | |
| 58 | VONEVANGUARD SCOTTSDALE FDS | 2,870 | $886.0M | 0.15% | |
| 59 | ORCLORACLE CORP | 4,351 | $848.0M | 0.14% | |
| 60 | SCHXSCHWAB STRATEGIC TR | 28,455 | $765.0M | 0.13% | |
| 61 | LRCXLAM RESEARCH CORP | 4,472 | $765.0M | 0.13% | |
| 62 | IBMINTERNATIONAL BUSINESS MACHS | 2,569 | $760.0M | 0.13% | |
| 63 | KOCOCA COLA CO | 10,635 | $743.0M | 0.13% | |
| 64 | URTHISHARES INC | 3,985 | $740.0M | 0.13% | |
| 65 | DBEFDBX ETF TR | 15,341 | $738.0M | 0.13% | |
| 66 | MGKVANGUARD WORLD FD | 1,723 | $711.0M | 0.12% | |
| 67 | PGPROCTER AND GAMBLE CO | 4,846 | $694.0M | 0.12% | |
| 68 | JNJJOHNSON & JOHNSON | 3,312 | $685.0M | 0.12% | |
| 69 | IUSGISHARES TR | 4,000 | $671.0M | 0.11% | |
| 70 | SHYISHARES TR | 7,999 | $662.0M | 0.11% | |
| 71 | BJUNINNOVATOR ETFS TRUST | 14,103 | $659.0M | 0.11% | |
| 72 | VOTVANGUARD INDEX FDS | 2,343 | $654.0M | 0.11% | |
| 73 | ECLECOLAB INC | 2,472 | $648.0M | 0.11% | |
| 74 | IWPISHARES TR | 4,725 | $647.0M | 0.11% | |
| 75 | IEIISHARES TR | 5,420 | $646.0M | 0.11% | |
| 76 | MRKMERCK & CO INC | 6,047 | $636.0M | 0.11% | |
| 77 | VBILVANGUARD INSTL INDEX FD | 8,344 | $629.0M | 0.11% | |
| 78 | SPABSPDR SERIES TRUST | 23,997 | $617.0M | 0.10% | |
| 79 | PLTRPALANTIR TECHNOLOGIES INC | 3,437 | $610.0M | 0.10% | |
| 80 | AVGOBROADCOM INC | 1,713 | $592.0M | 0.10% | |
| 81 | QQQMINVESCO EXCH TRADED FD TR II | 2,286 | $578.0M | 0.10% | |
| 82 | SPEMSPDR INDEX SHS FDS | 12,211 | $571.0M | 0.10% | |
| 83 | EAGGISHARES TR | 11,942 | $571.0M | 0.10% | |
| 84 | DSIISHARES TR | 4,392 | $565.0M | 0.10% | |
| 85 | PJULINNOVATOR ETFS TRUST | 12,013 | $557.0M | 0.09% | |
| 86 | EDIVSPDR INDEX SHS FDS | 14,169 | $554.0M | 0.09% | |
| 87 | XLFSELECT SECTOR SPDR TR | 10,062 | $551.0M | 0.09% | |
| 88 | EFAXSPDR INDEX SHS FDS | 10,525 | $531.0M | 0.09% | |
| 89 | PAPRINNOVATOR ETFS TRUST | 13,545 | $529.0M | 0.09% | |
| 90 | VEAVANGUARD TAX-MANAGED FDS | 8,436 | $526.0M | 0.09% | |
| 91 | ZAUGINNOVATOR ETFS TRUST | 18,821 | $502.0M | 0.09% | |
| 92 | VYMVANGUARD WHITEHALL FDS | 3,444 | $494.0M | 0.08% | |
| 93 | IWSISHARES TR | 3,478 | $490.0M | 0.08% | |
| 94 | AMGNAMGEN INC | 1,485 | $486.0M | 0.08% | |
| 95 | JBNDJ P MORGAN EXCHANGE TRADED F | 8,908 | $481.0M | 0.08% | |
| 96 | EMXCISHARES INC | 6,600 | $479.0M | 0.08% | |
| 97 | ETNEATON CORP PLC | 1,475 | $469.0M | 0.08% | |
| 98 | DFAXDIMENSIONAL ETF TRUST | 13,691 | $448.0M | 0.08% | |
| 99 | VLYVALLEY NATL BANCORP | 37,097 | $433.0M | 0.07% | |
| 100 | DISDISNEY WALT CO | 3,719 | $423.0M | 0.07% |
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