Cardinal Point Capital Management ULC

CIK: 0001950841SEC EDGAR →

Portfolio Value

$1.5B

Holdings

260

As of

Q4 2025

New Positions

260

Closed Positions

Portfolio Value History

Top 10 Holdings

Rank	Stock	Shares	Value	% of Portfolio
1	VTI VANGUARD INDEX FDS	581,804	$195.1M	12.75%
2	AAPL APPLE INC	274,167	$74.5M	4.87%
3	USFR WISDOMTREE TR	1,436,883	$72.3M	4.73%
4	VGIT VANGUARD SCOTTSDALE FDS	1,088,041	$65.2M	4.26%
5	DFAX DIMENSIONAL ETF TRUST	1,842,315	$60.3M	3.94%
6	VEU VANGUARD INTL EQUITY INDEX F	814,585	$59.9M	3.92%
7	LRGF ISHARES TR	741,187	$51.5M	3.36%
8	DFAC DIMENSIONAL ETF TRUST	969,697	$38.4M	2.51%
9	MUB ISHARES TR	356,448	$38.2M	2.50%
10	RY ROYAL BK CDA	198,039	$33.8M	2.21%

Quarterly Changes

Top Buys

VTINEW

$195.1M

AAPLNEW

$74.5M

USFRNEW

$72.3M

VGITNEW

$65.2M

DFAXNEW

$60.3M

Top Sells

No sells this quarter

New Positions (260)

VTI

$195.1M · 582K shares

$74.5M · 274K shares

$72.3M · 1.4M shares

$65.2M · 1.1M shares

$60.3M · 1.8M shares

$59.9M · 815K shares

$51.5M · 741K shares

$38.4M · 970K shares

$38.2M · 356K shares

$33.8M · 198K shares

DBMF

$32.7M · 1.2M shares

GOOG

$32.2M · 103K shares

PYLD

$28.8M · 1.1M shares

$28.0M · 297K shares

$25.3M · 555K shares

$24.2M · 298K shares

$23.2M · 178K shares

$19.6M · 389K shares

$19.4M · 60K shares

$19.0M · 170K shares

$18.8M · 244K shares

$17.6M · 395K shares

$16.9M · 465K shares

$16.2M · 220K shares

$15.8M · 76K shares

$15.7M · 328K shares

$14.0M · 140K shares

$14.0M · 254K shares

$13.8M · 29K shares

$13.6M · 70K shares

$13.3M · 26K shares

$13.1M · 132K shares

$13.1M · 153K shares

$12.4M · 328K shares

$12.3M · 76K shares

$11.8M · 69K shares

$11.0M · 37K shares

$10.7M · 34K shares

$10.4M · 112K shares

$10.2M · 71K shares

$10.1M · 204K shares

$9.7M · 123K shares

$9.6M · 136K shares

$8.4M · 236K shares

$8.4M · 256K shares

$8.3M · 29K shares

$8.3M · 190K shares

$8.1M · 324K shares

$7.9M · 23K shares

$7.8M · 17K shares

$7.7M · 228K shares

$7.5M · 33K shares

$7.1M · 38K shares

$6.8M · 8K shares

$5.2M · 304K shares

$5.2M · 52K shares

$5.2M · 173K shares

$4.7M · 6K shares

$4.6M · 41K shares

$4.3M · 119K shares

$4.1M · 244K shares

$4.1M · 4K shares

$4.1M · 328K shares

$3.8M · 13K shares

$3.6M · 5K shares

$3.3M · 5K shares

$3.2M · 75K shares

$3.0M · 19K shares

$2.7M · 29K shares

VOO

$2.7M · 4K shares

$2.4M · 52K shares

AGI

$2.3M · 60K shares

$2.3M · 174K shares

$2.3M · 26K shares

$2.2M · 159K shares

$2.2M · 35K shares

$2.2M · 62K shares

$2.1M · 39K shares

$2.1M · 168K shares

$2.1M · 3K shares

$2.1M · 33K shares

$2.0M · 80K shares

$2.0M · 9K shares

$1.9M · 18K shares

$1.9M · 16K shares

$1.8M · 42K shares

$1.8M · 206K shares

$1.8M · 19K shares

$1.7M · 6K shares

$1.7M · 12K shares

$1.6M · 7K shares

$1.6M · 5K shares

$1.6M · 7K shares

$1.5M · 37K shares

$1.5M · 2 shares

$1.5M · 25K shares

$1.5M · 2K shares

$1.4M · 4K shares

BCE

$1.4M · 60K shares

$1.4M · 18K shares

$1.4M · 12K shares

$1.4M · 33K shares

$1.3M · 2K shares

$1.3M · 10K shares

$1.3M · 24K shares

$1.3M · 3K shares

$1.2M · 5K shares

$1.2M · 2K shares

$1.2M · 35K shares

$1.2M · 3K shares

$1.1M · 24K shares

$1.1M · 69K shares

$1.1M · 2K shares

$1.1M · 1K shares

EWC

$1.0M · 19K shares

UBER

$969K · 12K shares

$945K · 7K shares

PPL

$910K · 24K shares

PJUL

$904K · 19K shares

TJX

$885K · 6K shares

$858K · 20K shares

$846K · 5K shares

$838K · 2K shares

$836K · 20K shares

$822K · 50K shares

$818K · 27K shares

$743K · 46K shares

$742K · 14K shares

$740K · 11K shares

$724K · 10K shares

$706K · 23K shares

$704K · 656 shares

$691K · 26K shares

$672K · 6K shares

$654K · 7K shares

$644K · 13K shares

$637K · 8K shares

$629K · 13K shares

$614K · 5K shares

$612K · 3K shares

$590K · 14K shares

$585K · 29K shares

$584K · 6K shares

$583K · 2K shares

$560K · 2K shares

$553K · 3K shares

$553K · 9K shares

$552K · 5K shares

$551K · 11K shares

$543K · 7K shares

$541K · 2K shares

$541K · 4K shares

$538K · 119K shares

$534K · 13K shares

$521K · 32K shares

$520K · 19K shares

$510K · 4K shares

$506K · 616 shares

$482K · 12K shares

$478K · 5K shares

$469K · 11K shares

$465K · 4K shares

$457K · 20K shares

$456K · 7K shares

$449K · 9K shares

$447K · 3K shares

$441K · 5K shares

$435K · 5K shares

$429K · 54K shares

$428K · 8K shares

$427K · 2K shares

$403K · 4K shares

$399K · 45K shares

$397K · 4K shares

$396K · 14K shares

$392K · 7K shares

$389K · 14K shares

$385K · 2K shares

$378K · 8K shares

$375K · 6K shares

$374K · 22K shares

$370K · 1K shares

$369K · 6K shares

$365K · 979 shares

$365K · 2K shares

$364K · 2K shares

$363K · 15K shares

$360K · 6K shares

$358K · 3K shares

$357K · 2K shares

$356K · 5K shares

$356K · 9K shares

$356K · 15K shares

$354K · 15K shares

$345K · 898 shares

$345K · 1K shares

$329K · 4K shares

$328K · 7K shares

$324K · 2K shares

$321K · 4K shares

$321K · 61K shares

$314K · 1K shares

$314K · 5K shares

$306K · 1K shares

$302K · 3K shares

$292K · 6K shares

$291K · 11K shares

$291K · 4K shares

$290K · 3K shares

$282K · 29K shares

$282K · 7K shares

$277K · 956 shares

$274K · 6K shares

$272K · 6K shares

$272K · 3K shares

$271K · 2K shares

$271K · 7K shares

$270K · 5K shares

$265K · 11K shares

$264K · 4K shares

$263K · 14K shares

$263K · 4K shares

$258K · 7K shares

$258K · 5K shares

$254K · 2K shares

$253K · 600 shares

$251K · 2K shares

$248K · 6K shares

$245K · 4K shares

$245K · 510 shares

$245K · 6K shares

$240K · 4K shares

$239K · 10K shares

$239K · 2K shares

$236K · 2K shares

$234K · 9K shares

$232K · 720 shares

$228K · 2K shares

$227K · 940 shares

$227K · 67K shares

$223K · 7K shares

$222K · 8K shares

$221K · 695 shares

$220K · 6K shares

$218K · 4K shares

$218K · 5K shares

$216K · 6K shares

$213K · 2K shares

$212K · 3K shares

$209K · 1K shares

$208K · 445 shares

$208K · 2K shares

$205K · 2K shares

$201K · 1K shares

$201K · 8K shares

$195K · 10K shares

$179K · 17K shares

$151K · 32K shares

VMD

$92K · 12K shares

HDSN

$88K · 13K shares

Sector Breakdown

Sector	# Holdings	Value	%
Financial Services	102	$935.1M	61.1%
Technology	23	$149.8M	9.8%
Unknown	21	$96.2M	6.3%
Energy	14	$86.4M	5.6%
Communication Services	11	$61.9M	4.0%
Consumer Defensive	12	$47.1M	3.1%
Healthcare	15	$45.9M	3.0%
Basic Materials	18	$38.7M	2.5%
Consumer Cyclical	14	$31.3M	2.0%
Industrials	21	$29.4M	1.9%
Utilities	7	$7.1M	0.5%
Real Estate	2	$816K	0.1%