Cardinal Point Capital Management ULC

CIK: 0001950841SEC EDGAR →

Portfolio Value

$1.4M

Holdings

260

As of

Q4 2025

New Positions

260

Closed Positions

0

Top 10 Holdings

RankStockSharesValue% of Portfolio
1
VTI

VANGUARD INDEX FDS

581,804$195K
13.72%
2
AAPL

APPLE INC

274,167$74K
5.21%
3
USFR

WISDOMTREE TR

1,436,883$72K
5.07%
4
VGIT

VANGUARD SCOTTSDALE FDS

1,088,041$65K
4.57%
5
DFAX

DIMENSIONAL ETF TRUST

1,842,315$60K
4.22%
6
VEU

VANGUARD INTL EQUITY INDEX F

814,585$59K
4.15%
7
LRGF

ISHARES TR

741,187$51K
3.59%
8
DFAC

DIMENSIONAL ETF TRUST

969,697$38K
2.67%
9
MUB

ISHARES TR

356,448$38K
2.67%
10
RY

ROYAL BK CDA

198,039$33K
2.32%

Quarterly Changes

Top Buys

VTINEW
$195K
AAPLNEW
$74K
USFRNEW
$72K
VGITNEW
$65K
DFAXNEW
$60K

Top Sells

No sells this quarter

New Positions (260)

VTI
$195K · 582K shares
AAPL
$74K · 274K shares
USFR
$72K · 1.4M shares
VGIT
$65K · 1.1M shares
DFAX
$60K · 1.8M shares
VEU
$59K · 815K shares
LRGF
$51K · 741K shares
MUB
$38K · 356K shares
DFAC
$38K · 970K shares
RY
$33K · 198K shares
GOOG
$32K · 103K shares
DBMF
$32K · 1.2M shares
TD
$28K · 297K shares
PYLD
$28K · 1.1M shares
MINO
$25K · 555K shares
IAU*
$24K · 298K shares
BMO
$23K · 178K shares
TFLO
$19K · 389K shares
JPM
$19K · 60K shares
WMT
$18K · 170K shares
CSCO
$18K · 244K shares
SU
$17K · 395K shares
MFC
$16K · 465K shares
BNS
$16K · 220K shares
JNJ
$15K · 76K shares
ENB
$15K · 328K shares
TRP
$14K · 254K shares
NEM
$14K · 140K shares
CNR
$13K · 132K shares
GDX
$13K · 153K shares
MSFT
$13K · 29K shares
BRK/B
$13K · 26K shares
ORCL
$13K · 70K shares
4I1
$12K · 76K shares
RCI/B
$12K · 328K shares
AEM
$11K · 69K shares
IBM
$10K · 37K shares
PEP
$10K · 71K shares
GOOGL
$10K · 34K shares
GIB/A
$10K · 112K shares
SUNC
$10K · 204K shares
FTLS
$9K · 136K shares
CVS
$9K · 123K shares
BBU
$8K · 236K shares
DFSU
$8K · 190K shares
FDX
$8K · 29K shares
OTX
$8K · 256K shares
PFE
$8K · 324K shares
CRC
$7K · 228K shares
NVDA
$7K · 38K shares
V
$7K · 23K shares
TSLA
$7K · 17K shares
AMZN
$7K · 33K shares
COST
$6K · 8K shares
SCHW
$5K · 52K shares
CMCSA
$5K · 173K shares
KVUE
$5K · 304K shares
VTRS
$4K · 328K shares
BBUC
$4K · 119K shares
FIX
$4K · 4K shares
DIS
$4K · 41K shares
CVE
$4K · 244K shares
VGT
$4K · 6K shares
NDQ
$3K · 5K shares
SPY
$3K · 5K shares
MCD
$3K · 13K shares
DFSI
$3K · 75K shares
EQX
$2K · 159K shares
BAC
$2K · 39K shares
CM
$2K · 29K shares
NKE
$2K · 35K shares
AGI
$2K · 60K shares
BN
$2K · 52K shares
T
$2K · 174K shares
LIE
$2K · 33K shares
EAOR
$2K · 62K shares
META
$2K · 3K shares
VOO
$2K · 4K shares
SUSB
$2K · 80K shares
GLW
$2K · 26K shares
TAC
$2K · 168K shares
BYD
$2K · 19K shares
UNH
$1K · 5K shares
CDNS
$1K · 6K shares
CL
$1K · 18K shares
XLK
$1K · 12K shares
XOM
$1K · 12K shares
CMI
$1K · 2K shares
IVV
$1K · 2K shares
GS
$1K · 1K shares
EAOA
$1K · 33K shares
PYPL
$1K · 25K shares
BRK-B
$1K · 2 shares
LOW
$1K · 5K shares
GILD
$1K · 10K shares
GEV
$1K · 2K shares
ABBV
$1K · 7K shares
EWC
$1K · 19K shares
MGNI
$1K · 69K shares
BIP
$1K · 35K shares
EL
$1K · 18K shares
EAGG
$1K · 24K shares
SNPS
$1K · 3K shares
MA
$1K · 2K shares
NGD
$1K · 206K shares
GQ9
$1K · 3K shares
ITA*
$1K · 9K shares
PAAS
$1K · 24K shares
HD
$1K · 4K shares
NFLX
$1K · 19K shares
BAC
$1K · 37K shares
CRBN
$1K · 7K shares
TRVC
$1K · 16K shares
YETI
$1K · 42K shares
BCE
$1K · 60K shares
ICLN
$0 · 50K shares
TECK/B
$0 · 8K shares
PINS
$0 · 9K shares
DC4
$0 · 3K shares
IHDG
$0 · 9K shares
IWD
$0 · 1K shares
MSI
$0 · 898 shares
DFAU
$0 · 13K shares
WM
$0 · 3K shares
VTIP
$0 · 4K shares
FVI
$0 · 29K shares
HDSN
$0 · 13K shares
KGC
$0 · 14K shares
DBC
$0 · 20K shares
IWF
$0 · 2K shares
PPL
$0 · 24K shares
QXO
$0 · 14K shares
PPTA
$0 · 15K shares
LUV
$0 · 14K shares
BAM
$0 · 8K shares
AOA
$0 · 4K shares
PJUL
$0 · 19K shares
IBIT
$0 · 7K shares
DFSE
$0 · 20K shares
IJH
$0 · 4K shares
QUAL
$0 · 2K shares
IRM
$0 · 8K shares
VTV
$0 · 2K shares
SGOL
$0 · 12K shares
PSX
$0 · 2K shares
SBUX
$0 · 5K shares
ESGV
$0 · 3K shares
CVNA
$0 · 600 shares
DELL
$0 · 2K shares
SKE.TO
$0 · 15K shares
DWD
$0 · 3K shares
ASA
$0 · 7K shares
ARIS
$0 · 46K shares
GE
$0 · 2K shares
SCHB
$0 · 8K shares
PJUN
$0 · 13K shares
KAPR
$0 · 7K shares
AG
$0 · 22K shares
CAE
$0 · 23K shares
ETSY
$0 · 5K shares
IYM
$0 · 1K shares
B
$0 · 20K shares
LLY
$0 · 656 shares
CVX
$0 · 4K shares
TCBI
$0 · 2K shares
TXT
$0 · 5K shares
MCK
$0 · 616 shares
DISV
$0 · 6K shares
DFAI
$0 · 9K shares
NTR
$0 · 9K shares
BGRN
$0 · 13K shares
AVUV
$0 · 6K shares
BOND
$0 · 3K shares
RSG
$0 · 3K shares
WFC
$0 · 5K shares
SWK
$0 · 5K shares
DG
$0 · 2K shares
CP
$0 · 10K shares
TFII
$0 · 5K shares
ABT
$0 · 4K shares
ETN
$0 · 695 shares
VMD
$0 · 12K shares
VO
$0 · 956 shares
EZU
$0 · 4K shares
UBER
$0 · 12K shares
VYM
$0 · 2K shares
CRM
$0 · 1K shares
FNV
$0 · 2K shares
GIL
$0 · 6K shares
HRL
$0 · 10K shares
BEP
$0 · 26K shares
FTS
$0 · 11K shares
VWO
$0 · 4K shares
AQLT
$0 · 4K shares
T
$0 · 11K shares
AAUC
$0 · 15K shares
IMG
$0 · 32K shares
EFA
$0 · 2K shares
PUBM
$0 · 45K shares
BMY
$0 · 14K shares
BOXX
$0 · 4K shares
KHC
$0 · 8K shares
QSR
$0 · 4K shares
BA
$0 · 2K shares
BEPC
$0 · 7K shares
UPS
$0 · 3K shares
REMX
$0 · 7K shares
PG
$0 · 7K shares
DYH
$0 · 2K shares
DAL
$0 · 4K shares
MU
$0 · 2K shares
FSLR
$0 · 1K shares
DON
$0 · 510 shares
ADM
$0 · 5K shares
PAUG
$0 · 6K shares
NOW
$0 · 2K shares
IXN
$0 · 3K shares
SLS
$0 · 54K shares
IWB
$0 · 979 shares
BSV
$0 · 4K shares
IJR
$0 · 2K shares
XOP
$0 · 2K shares
CARR
$0 · 6K shares
RTX
$0 · 1K shares
VEA
$0 · 6K shares
HEI
$0 · 720 shares
AIOT
$0 · 61K shares
ODV
$0 · 67K shares
BAX
$0 · 10K shares
AOR
$0 · 6K shares
IYJ
$0 · 2K shares
PNOV
$0 · 7K shares
MQ
$0 · 32K shares
GDXJ
$0 · 4K shares
VNQ
$0 · 7K shares
MPC
$0 · 5K shares
SOBO
$0 · 19K shares
IAPR
$0 · 27K shares
CRWD
$0 · 445 shares
EEM
$0 · 5K shares
XLE
$0 · 11K shares
SPDW
$0 · 6K shares
IWM
$0 · 2K shares
BF/B
$0 · 11K shares
TJX
$0 · 6K shares
FIVN
$0 · 29K shares
COF
$0 · 940 shares
FISV
$0 · 7K shares
SCHX
$0 · 14K shares
DGRO
$0 · 11K shares
PK
$0 · 17K shares
MRK
$0 · 6K shares
IJAN
$0 · 6K shares
PSEP
$0 · 6K shares
WPM
$0 · 5K shares
BTO
$0 · 119K shares
ECL
$0 · 1K shares
FBND
$0 · 6K shares
EPD
$0 · 7K shares
AOM
$0 · 5K shares

Sector Breakdown

Sector# HoldingsValue%
Financial Services102$895K63.0%
Technology23$139K9.8%
Unknown21$88K6.2%
Energy14$81K5.7%
Communication Services11$58K4.1%
Consumer Defensive12$41K2.9%
Healthcare15$39K2.7%
Basic Materials18$31K2.2%
Consumer Cyclical14$24K1.7%
Industrials21$21K1.5%
Utilities7$4K0.3%
Real Estate2$00.0%